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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.95 (5229 reviews)

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4.95

Based on 5,229 reviews, last reviewed 6th Mar 2026

28900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

It’s been inspiring and effortless It’s been inspiring and effortless Reviewed on: 6th March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5229)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

This app is the reason I’m on the housing ladder

I’ve been daunted by finances for years as it’s never something that was taught in schools. I missed the boat on a Help To Buy ISA because I was too nervous and didn’t understand what it was. I downloaded Moneybox as it was recommended by Martin Lewis and it was the best financial decision I’ve ever made. I’ve gone from thinking I was decades away from getting on the property ladder to buying my first home within three years. The app is really easy to use, it explains your saving journey in a really clear and accessible way, plus there are lots of tips and explainers on what you can do to help get the most out of your savings. Reviewed on: 3rd March 2025

Till date everything going well and i have asked 8 o...

Till date everything going well and i have asked 8 of my friends to join. Reviewed on: 3rd March 2025

The service is easy to use.

The service is easy to use and they respond promptly to any questions via live chat Reviewed on: 3rd March 2025

My experience with Moneybox has been smooth, I am al...

My experience with Moneybox has been smooth, I am always looking forward to my interest which comes in due time. Reviewed on: 3rd March 2025

Excellent service

Excellent service, clean layout and lots of information available to learn about various accounts available. It has helped me be on the way to being a first time buyer- Massively Reviewed on: 3rd March 2025

Lifetime ISA experience

I had a seamless experience and managed to buy my first house through savings with the Lifetime ISA. When I had questions, the app chat was easy to use and had quick responses and there were no delays from moneybox in the process of withdrawing the money for my house purchase. I often recommend moneybox to anyone looking to open a savings account. Reviewed on: 3rd March 2025

First time saver

I was a first time saver but wanted to start saving for my first home. I was researching Lifetime ISAs and came across Moneybox. The interest rate was good, they were very informative and broke things down to be manageable. Now I’m nearly at my goal!! Customer service has always been fantastic. Reviewed on: 3rd March 2025

MoneyBox Lifetime ISA is a game-changer!

MoneyBox Lifetime ISA is a game-changer! The app makes saving easy, and the 25% bonus is basically free money. If you’re not using it, you’re missing out! Reviewed on: 3rd March 2025

Moneybox make it really useful to keep track of the...

Moneybox make it really useful to keep track of the Lifetime ISA value and it’s really easy to deposit money into the account. Any questions on interest rates or the account in general are usually answered extremely quickly by really useful and informative members of staff Reviewed on: 3rd March 2025

Great app

I have been able to save money, earn interest and benefit from the gov bonus. Money box is an easy to use app and has good customer service. The emails are also very informative and provide lots of tips for money management. I also like the end of tax year prizes. Reviewed on: 3rd March 2025

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