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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9299)

Excellent

5
Since I have been using Moneybox the lifetime Isa is excellent to save money, great the way it is set out the app is easy to use Reviewed on: 8th February 2023

Fantastic way to prepare for future house-buying

5
Moneybox is the perfect way to start preparing for the otherwise daunting idea of buying your first home. I started putting money into my Lifetime ISA in 2022, I only wish I had started many years ago! They offer amazing bonuses and great interest rates, as well as making it super easy to sign up for an account and pay into it. They also offer advice from experts, which is always incredibly useful. Overall, I can’t think of anyone else I’d rather have a Lifetime ISA with! Reviewed on: 8th February 2023

Best savings app

5
Moneybox have given me the knowledge and savings ability to save for my first home, the best app ever! Reviewed on: 8th February 2023

Great!

5
Overall a great experience. The app is clear and easy to use with plenty of options to help support your saving. Reviewed on: 8th February 2023

Great app & customer service

5
Easy to use app, with helpful and friendly customer service (quick to reply too). I love the round up features for spending - it really makes a difference! One of the best interest rates for LISAs, which can occasionally get a boost through completing surveys etc. They also offer you easy tips on how to save too. Overall, couldn't be happier to be with Moneybox. Reviewed on: 8th February 2023

Convenient and Easy

5
Love this app, takes money automatically for ease, even lets you do round ups based on your spending :) would recommend Reviewed on: 8th February 2023

Helping me to buy my home

5
Been using the Moneybox lifetime ISA for a few years now to save up and buy my first home. The whole process of managing my savings and seeing my progress is simple and user friendly. Looking forward to using their mortgage advisors later this year to help me make the purchase Reviewed on: 8th February 2023

A 21st century solution to a 21st century problem

5
Saving with MoneyBox LISA has been super easy, and has allowed me to keep focused on my goal when there have been a lot of distractions. It’s a very simple system to use which motivates you to keep going. Reviewed on: 8th February 2023

Easy way to save

5
I find having my money taken out as a direct debit every week is so much easier to save I also find that money box has such great diversity of products that it makes me want to diversify my saving portfolio Reviewed on: 8th February 2023

Easy to use, great customer support and very well designed app

5
To start with the money box lifetime ISA is a great product, it offers a good interest rate in addition to the 25% government bonus that all first time buyers are entitled to on help to buy or Lifetime ISA schemes. The app itself makes managing and understanding your ISA very easy and it offers various metrics on the home page to breakdown how the money you have invested is growing. Money box keeps its customers up to date on the best ways of getting the most out of your money and emails out lots of helpful saving tips and you can access a lot of guides via the app. Their customer service is great, the app has lots of information on what is happening with your deposits, government bonus and interest but their customer service team are very knowledgeable, helpful, friendly and quick and its very easy to contact them via the messaging service on the app. Overall I am very happy that I decided to open a lifetime ISA with moneybox and would definitely recommend it to anyone else saving for their first home. Reviewed on: 8th February 2023

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