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Monmouthshire Building Society reviews

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Rated Excellent 4.88/5

Monmouthshire Building Society reviews

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Last reviewed within 7 days

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Review summary

People rate this company as Excellent based on 2,567 product reviews

Average score of 4.88/5
5 star
91%
4 star
8%
3 star
0%
2 star
0%
1 star
1%
Reviews for Monmouthshire Building Society have trended negatively over the past 90 days

Latest positive rating

5/5

Our welcome in Cardiff.

The welcome in Cardiff was very warm. Both Angela Brown and Cathy Bone were efficient, thorough, and very pleasant. Both myself and my wife were... The welcome in Cardiff was very warm. Both Angela Brown and Cathy Bone were efficient, thorough, and very pleasant. Both myself and my wife were offered refreshments and use of the facilities if required. Read more Read less

{"display":"Keith S","full_name":"Keith S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings
Keith S 29th August 2025

Latest negative rating

1/5

The Monmouthshire Building Society have a 'floor' ra...

The Monmouthshire Building Society have a 'floor' rate on their variable rate products that, at the moment, doesn't go beneath 3.5 %. However they have... The Monmouthshire Building Society have a 'floor' rate on their variable rate products that, at the moment, doesn't go beneath 3.5 %. However they have no ceiling rate, so when the interest rates went up exponentially, there was nothing to protect their members. They therefore design their products to protect themselves alone. Potential customers should also know that for a long time preferential rates were offered to new members at the expense of existing members. Should a mutual building Society behave this way? Their mortgage products are all smoke and mirrors, a maze of early repayment fees, product fees, floor rates, set up so that their members will always be disadvantaged. I read the following today: "Monmouthshire Building Society has today (August 20th) published its financial results for 2024-25. The Newport-based Society has announced a 61% increase in profits for the last financial year, up from £2.3million, to £3.7million, and total assets reaching £1.72bn." Well it's no wonder. There's only ever going to be profits for the building society which plays heads I win, tails you lose. If you're looking for a fair building society which operates for the benefit of its members, don't look at the Monmouthshire. Read more Read less

{"display":"Caroline L","full_name":"Caroline L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Mortgages
Caroline L 24th August 2025

About Monmouthshire Building Society

Monmouthshire Building Society was founded in 1869 and is based in Newport, Wales.

As a mutual organisation, the Society reinvests profits for the benefit of members because it doesn’t have any shareholders to pay.

Monmouthshire Building Society provide a range of products across mortgages and savings.

Monmouthshire Building Society at a glance

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Reviews for Monmouthshire Building Society

Showing 11 of 2567 company reviews Last reviewed within 7 days

Our welcome in Cardiff.

Savings 29th August 2025

The welcome in Cardiff was very warm. Both Angela Brown and Cathy Bone were efficient, thorough, and very pleasant. Both myself and my wife were... The welcome in Cardiff was very warm. Both Angela Brown and Cathy Bone were efficient, thorough, and very pleasant. Both myself and my wife were offered refreshments and use of the facilities if required. Read more Read less

Rated Excellent 5/5
Read more product reviews

Very helpful, very efficient and very friendly.

Mortgages 29th August 2025

Very helpful, very efficient and very friendly. Leon was a pleasure to deal with.

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Very friendly and helpful staff

    Very competitive saving rates. Staff are always very friendly and helpful. Easy to get in touch with.

    {"display":"Mark","full_name":"Mark","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Mark 29th August 2025
  • 5/5

    HerefordBranch and main office Mon BS.

    My dealings with the HerefordBranch and main office has been quite efficient and satisfactory. I have had awful bureaucratic experiences with other potential ISA cash... My dealings with the HerefordBranch and main office has been quite efficient and satisfactory. I have had awful bureaucratic experiences with other potential ISA cash providers. Mon BS has been trouble free! Read more Read less

    {"display":"Alan R","full_name":"Alan R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Alan R 26th August 2025
  • 1/5

    The Monmouthshire Building Society have a 'floor' ra...

    The Monmouthshire Building Society have a 'floor' rate on their variable rate products that, at the moment, doesn't go beneath 3.5 %. However they have... The Monmouthshire Building Society have a 'floor' rate on their variable rate products that, at the moment, doesn't go beneath 3.5 %. However they have no ceiling rate, so when the interest rates went up exponentially, there was nothing to protect their members. They therefore design their products to protect themselves alone. Potential customers should also know that for a long time preferential rates were offered to new members at the expense of existing members. Should a mutual building Society behave this way? Their mortgage products are all smoke and mirrors, a maze of early repayment fees, product fees, floor rates, set up so that their members will always be disadvantaged. I read the following today: "Monmouthshire Building Society has today (August 20th) published its financial results for 2024-25. The Newport-based Society has announced a 61% increase in profits for the last financial year, up from £2.3million, to £3.7million, and total assets reaching £1.72bn." Well it's no wonder. There's only ever going to be profits for the building society which plays heads I win, tails you lose. If you're looking for a fair building society which operates for the benefit of its members, don't look at the Monmouthshire. Read more Read less

    {"display":"Caroline L","full_name":"Caroline L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    Caroline L 24th August 2025
  • 5/5

    Withdraw funds and ask for information

    Went into the Cardiff branch to ask about my savings and withdraw some money. I was dealt with by Cathy who was extremely helpful and... Went into the Cardiff branch to ask about my savings and withdraw some money. I was dealt with by Cathy who was extremely helpful and patient. Cathy is a credit to the society. Read more Read less

    {"display":"Dianne Roscoe ","full_name":"Dianne Roscoe ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Dianne Roscoe 22nd August 2025
  • 5/5

    No fuss, helpful, easy to set up and understand.

    No fuss, helpful, easy to set up and understand. Heidi was friendly gave us her full attention. Explaining and answersing any questions we had.

    {"display":"Lindsey ","full_name":"Lindsey ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Lindsey 19th August 2025
  • 5/5

    Leon was really easy to talk to and dealt with my ra...

    Leon was really easy to talk to and dealt with my rate switch in a timely and efficient manner.

    {"display":"James M","full_name":"James M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    James M 18th August 2025
  • 5/5

    Mortgage with Monmouthshire Building Society

    I had a mortgage with Monmouthshire Building Society which was coming to the end of its term. I spoke with one of your advisers, Leon... I had a mortgage with Monmouthshire Building Society which was coming to the end of its term. I spoke with one of your advisers, Leon Jenkins, with regard to finding a new mortgage product. Leon was totally professional in his advice while at the same time being helpful, courteous and polite. He answered all my questions objectively, clearly and with great patience with the result that I felt reassured that I was taking out the best product for me. He made a potentially stressful experience into a very pleasant one. Based on my experience I would be very happy to recommend Monmouthshire Building Society. Read more Read less

    {"display":"Norma ","full_name":"Norma ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    Norma 18th August 2025
  • 5/5

    Outstanding Mortgage Advice from Claire Oakey

    I recently had an appointment with Claire Oakey, and I cannot recommend her highly enough. She was extremely polite, professional, and very patient throughout the... I recently had an appointment with Claire Oakey, and I cannot recommend her highly enough. She was extremely polite, professional, and very patient throughout the whole process. Even though I asked lots of questions and wanted to explore different options, Claire was always accommodating and explained everything clearly. She carefully compared different products, including options with and without fees, discussed reducing the mortgage term, and thoroughly checked my income and outgoings to ensure everything was suitable. I felt completely supported and reassured by her advice. The customer service I received was outstanding — Claire’s knowledge, patience, and professionalism really stood out. Although I had competitive rates from other providers, I chose to stay with Monmouthshire because the service I received from Claire exceeded all others. Highly recommended — thank you, Claire! I’m Read more Read less

    {"display":"Nabeel Y","full_name":"Nabeel Y","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    Nabeel Y 16th August 2025
  • 5/5

    Leon, my advisor was excellent and understood my cir...

    Leon, my advisor was excellent and understood my circumstances and recommended an appropriable product accordingly

    {"display":"David A","full_name":"David A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Mortgages
    David A 14th August 2025

    Products from Monmouthshire Building Society

    Showing all products offered by Monmouthshire Building Society

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