Smart Money People Logo

Monzo: Investments reviews

4.94
Based on 1,110 reviews, last reviewed 25th Mar 2026
1440% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant innovation in investment space, very happy... Brilliant innovation in investment space, very happy with results. Including UX, explanation and support. Reviewed on: 25th March 2026
Mitch's avatar
Mitch

Latest lowest rating:

2

Monzo Must Learn from These Regulatory Gaps I can confirm that my issue with Monzo’s Investment Pot feature has now been resolved — the feature is finally active again. However, this experience ... Read more Reviewed on: 5th November 2025
Tudor 's avatar
Tudor

About this product

Pick from 3 ready-made investment options. You could get back less than you invest. You need a Monzo current account to use Investments UK residents 18+, Ts&Cs apply.

Review Monzo: Investments now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Investments reviews (1110)

Easy ready made investment plansto invest and withdraw

4
Easy to invest and withdraw, investments can go up or down. Reviewed on: 9th February 2026

Easy to manage investments

5
Since banking with monzo ive found it easier to save and track money - the app is so easy to use. When they suggested investing I thought inbound casually try it with low lump sums each month, and ive been so impressed at how its grown Reviewed on: 9th February 2026

my Monzo

5
Using Monzo for savings, investments and credit. Very well structured services all round. For investment good detail on products and confidence on products. Clear communication of risks and potential profits. Frequent updates. Felt safe and reasonable choice. Fast access to account. Reviewed on: 9th February 2026

Monzo ISA

5
I started an ISA in 2023 and whilst there are no guarantees on return I am delighted to see 20% growth and excellent customer service as well as an easy to use /intuitive Monzo app. Reviewed on: 9th February 2026

Investment made it easy and straightforward, fees ar...

4
Investment made it easy and straightforward, fees are clear. Reviewed on: 9th February 2026

Monzo makes investing easy !

5
Only been worn Monzo a year and wish id switched sooner, from the instant spending insights, to access to savings products without jumping through hoops, Monzo has transformed my day to day banking. I started investing with Monzo due to the ease of the process. Everything was clearly explained and being able to see the investment account in my main account was a selling point. I don't know much about investing and to be fair, you don't need to . Pick low medium or high risk and add money ! Simple as that ! The ease of the process made me go from never having invested before to being a regular ! Brilliant Reviewed on: 9th February 2026

Monzo's investments are very easy to track and dumb...

4
Monzo's investments are very easy to track and dumb it down for the average person to understand. They partner with people to handle investments on your behalf so you just sit back and watch how it changes overtime. Reviewed on: 9th February 2026

Monzo has been great with me for a lot of years now.

5
Monzo has been great with me for a lot of years now. My family and wife use it now because I have recommended it and they all say the same. Reviewed on: 9th February 2026

Investments at Monzo

5
Monzo have provided really helpful informational videos and guidance on investments vs savings. The account helps you easily choose where your money is going, whether it’s a savings goal or choosing your investment profile. It’s so easy to see what’s happening to your money day by day Reviewed on: 9th February 2026

Monzo is a Great Bank, for investment purposes, also...

5
Monzo is a Great Bank, for investment purposes, also for a Business account and personal Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 923 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3086 reviews
    Monzo
    View all products