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NatWest: Instant Saver reviews

Name: Instant Saver
Rating: 4.6 (146 reviews)

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4.54

Based on 146 reviews, last reviewed 27th Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

12%

Latest highest rating:

5

helpful bank very professional NatWest staff are very friendly and helpful they are always willing to help Reviewed on: 27th January 2026

Latest lowest rating:

1

Very low rate % they should provide better saving ra... Very low rate % they should provide better saving rates Reviewed on: 13th June 2024

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Review NatWest: Instant Saver now

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NatWest Instant Saver reviews (146)

Does What It Says on the Tin

Easy to use and access savings account - interest rate leaves a lot to be desired but that's the same for all banks these days! Reviewed on: 23rd February 2021

Savings in the app

It’s great to view my savings account in the app Reviewed on: 18th January 2021

Easy to use

Easy to save, allows you to set savings goals which are helpful Reviewed on: 28th April 2020

Cash isa

Easy concise direct - recommend to all Reviewed on: 15th January 2020

Does the job

Average interest rates but the bank has good customer service Reviewed on: 8th December 2019

Great service

I use my savings account more loosely than some, so do not mind transferring from it to my current account for certain things; with Natwest, I am not penalised for this and they make it very easy to do. The interest rate is great for me and I love how helpful the staff are too - they actively encouraged me to set up a help to buy ISA and guided me through it so I wasn't missing out. I'm not all too finance savvy, and I trust them to best advise me. Reviewed on: 25th November 2019

Loyal customer

I have been banking with Natwest for about 20 years now more out of habit than anything else. The bank doesn't reward loyal customers and it's on you to ask to be moved to their best current and savings accounts. The staff is helpful. Reviewed on: 22nd November 2019

Amazing experience..all worth it.

I really loved the service i was provided with when i had visited the branch. I did not really know about this product until a personnel explained to me. I was glad someone took time to explain to me various different products and I could choose from the lot. Thank you NatWest. Would always recommend friends and family to have an account with you. Reviewed on: 5th February 2019

Poor value for money

I'm a Natwest customer, and while I like using their current account, their savings accounts offer poor rates of interest. Their Instant Saver is particularly bad. I would recommend signing up for their Savings Builder Account instead. But I think it's a shame that Natwest can't offer a basic instant savings account with a competitive rate of interest. I do however like the app and being able to check my balance and transfer money in and out of my savings account. Reviewed on: 13th January 2019

Quick and easy

Easy to access on the go, very low interest but super convenient. Reviewed on: 11th January 2019

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