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NatWest: Instant Saver reviews

4.60
Based on 149 reviews, last reviewed 31st Mar 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
79%
See only 4 star reviews
11%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
3%

Latest highest rating:

5

Very Helpful I've been saving for quite a few years now and I've found them to be very helpful and friendly. The banking app is very easy to use and is constantly ... Read more Reviewed on: 31st March 2026
Anthony Pearce's avatar
Anthony Pearce

Latest lowest rating:

1

Very low rate % they should provide better saving ra... Very low rate % they should provide better saving rates Reviewed on: 13th June 2024
JB's avatar
JB

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NatWest Instant Saver reviews (149)

Great company, great customer service, great savings...

5
Great company, great customer service, great savings rates, nice and secure, nice and easy app to use, they've closed down some branches though Reviewed on: 24th May 2024

Instant Saver is good - but not market leading.

2
Instant Saver is good - but not market leading. Much better Interest on savings accounts elsewhere. Natwest Digital Saver is better but the product wasn't available to review on here. the digital saver has higher interest rates and smart round up options. Reviewed on: 15th March 2024

Easy but Low Rates

3
The Flexible Saver is easy to use and I love the Round Ups feature from the current account. It’s also easy to manage online, by the app or over the phone, but the interest rate is much lower than other options like Nationwide meaning I save my bulk elsewhere. Reviewed on: 11th March 2024

Easy and cheap to use very good rates of interest...

5
Easy and cheap to use very good rates of interest Reviewed on: 11th March 2024

NatWest saving rates suck!

1
The saving rates offered by NatWest are much lower than offered elsewhere in the market. The only account they offer with higher rates has limits on how much can be saved per month and in total. Reviewed on: 19th January 2024

Friendly and fast customer service.

5
Friendly and fast customer service. NatWest are quick to respond to any problems or queries. The chat feature through the app is great. Reviewed on: 4th January 2024

OK for basic savings

4
Ordinary instant savings account Reviewed on: 24th August 2023

Just awful

1
Have had this account for years. Now been told as I only have this savings account with NatWest my debit card needs updating however they will not send one out. Actually told me that the account was outdated so I am closing the account. They actually seemed pleased to lose me as a customer Reviewed on: 19th May 2023

At last!

3
At last an interest rate which takes NatWest a little way off the absolute murky bottom of the league tables and pays a morally more acceptable rate of return than hitherto, though there is a long way to go yet! The NatWest App is simple, straightforward, secure and most importantly so easy to use in comparison with some competitors’ offerings which are far too complex and where the administration seems to be far more important than what a banking app is actually there for. Highly recommended. Reviewed on: 10th April 2023

Simplicity itself

4
I was recommended the Digital Regular Saver by a friend so contacted my local branch for further details. The saver account is so easy to manage and has a very competitive interest rate. I have trust in my savings, which is so important for me. Reviewed on: 10th April 2023

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