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NatWest: Instant Saver reviews

4.54
Based on 146 reviews, last reviewed 27th Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
12%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
3%

Latest highest rating:

5

helpful bank very professional NatWest staff are very friendly and helpful they are always willing to help Reviewed on: 27th January 2026
Shaun Kitto's avatar
Shaun Kitto

Latest lowest rating:

1

Very low rate % they should provide better saving ra... Very low rate % they should provide better saving rates Reviewed on: 13th June 2024
JB's avatar
JB

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NatWest Instant Saver reviews (146)

Easy and cheap to use very good rates of interest...

5
Easy and cheap to use very good rates of interest Reviewed on: 11th March 2024

NatWest saving rates suck!

1
The saving rates offered by NatWest are much lower than offered elsewhere in the market. The only account they offer with higher rates has limits on how much can be saved per month and in total. Reviewed on: 19th January 2024

Friendly and fast customer service.

5
Friendly and fast customer service. NatWest are quick to respond to any problems or queries. The chat feature through the app is great. Reviewed on: 4th January 2024

OK for basic savings

4
Ordinary instant savings account Reviewed on: 24th August 2023

Just awful

1
Have had this account for years. Now been told as I only have this savings account with NatWest my debit card needs updating however they will not send one out. Actually told me that the account was outdated so I am closing the account. They actually seemed pleased to lose me as a customer Reviewed on: 19th May 2023

At last!

3
At last an interest rate which takes NatWest a little way off the absolute murky bottom of the league tables and pays a morally more acceptable rate of return than hitherto, though there is a long way to go yet! The NatWest App is simple, straightforward, secure and most importantly so easy to use in comparison with some competitors’ offerings which are far too complex and where the administration seems to be far more important than what a banking app is actually there for. Highly recommended. Reviewed on: 10th April 2023

Simplicity itself

4
I was recommended the Digital Regular Saver by a friend so contacted my local branch for further details. The saver account is so easy to manage and has a very competitive interest rate. I have trust in my savings, which is so important for me. Reviewed on: 10th April 2023

High interest savings account

5
I like the Digital Instant Saver because it pays high interest, and they've increase the maximum amount this interest rate is paid on to £6000. However, I do wish they would increase the max amount that can be paid into the account monthly Reviewed on: 10th April 2023

Great bank to save!

5
Just save decent % with natwest Reviewed on: 6th April 2023

Instant saver

5
I think the instant saver account is great as it encourages me to save regularly. Reviewed on: 4th April 2023

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