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OakbrookAdvance (formerly Finio Loans): Personal loan reviews

View other OakbrookAdvance (formerly Finio Loans) products
4.90
Based on 6,796 reviews, last reviewed 8th May 2026
57% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

What can I say about the experience and excellence i... What can I say about the experience and excellence in service you provide. Reviewed on: 8th May 2026
Mark mayne's avatar
Mark mayne

Latest lowest rating:

2

First loan good ,downhill since then Every week they send automated email you can top up your loan ,which always says sorry not this time Reviewed on: 17th April 2026
Mike ireland's avatar
Mike ireland
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About this product

With OakbrookAdvance, you can borrow between £1,000 and £5,000.

OakbrookAdvance loans can be used for all needs including home improvements, debt consolidation, weddings and car loans. You can check your eligibility for a loan before you apply so it won't affect your credit score.

OakbrookAdvance loans reviews help you find out what it’s really like to be a customer. If you’ve used OakbrookAdvance before, you can also leave a review and share your experience.

Review OakbrookAdvance (formerly Finio Loans): Personal loan now

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OakbrookAdvance (formerly Finio Loans) Personal loan reviews (6796)

Make it easy for you,and a great help when your stru...

5
Make it easy for you,and a great help when your struggling Reviewed on: 21st January 2026
gary hammond's avatar
gary hammond

Low interest rate and easy to access there products

5
Low interest rate and easy to access there products Reviewed on: 21st January 2026
Qasim S's avatar
Qasim S

I've got a loan with OAKBROOK financeander very good...

5
I've got a loan with OAKBROOK financeander very good conditions, very affordable and inexpensive Reviewed on: 21st January 2026
Mario Draganchev's avatar
Mario Draganchev

Loan was straight forward dealing with customer serv...

5
Loan was straight forward dealing with customer service Reviewed on: 21st January 2026
Paul M's avatar
Paul M

Easy and straightforward.

4
Easy and straightforward. Always pleasant when contacting them. Straight honest advise. Reviewed on: 21st January 2026
Martin A's avatar
Martin A

easy loan

5
i applied didnt ask any questions and it was in my bank within 15 mins Reviewed on: 21st January 2026
damo's avatar
damo

Amazing Customer Service and Great Value

5
Oakbrook (finio loans) are always extremely helpful when I call with regard to account queries. Always happy to speak with you and have very positive attitudes. Reviewed on: 21st January 2026
Anonymous Loan Receiver 's avatar
Anonymous Loan Receiver

Approved, hard search done, then declined

1
I successfully completed all initial application stages, during which I was clearly informed that I was eligible for the loan. Based on this information, a hard search was carried out on my credit file. After the hard search, I received further confirmation that everything was approved and that I qualified for the loan. The following day, I received an email from a member of your underwriting or review team requesting a payslip to verify my income. I provided the payslip as requested, which fully confirmed my employment and income and, in fact, showed a higher average income than I had initially declared. Despite this, I later received a response informing me that my application had been declined. I find this outcome disappointing, especially given that I was repeatedly assured at multiple stages that my application was successful and after a hard credit check had already been performed. This has had a negative impact on my credit record and has wasted my time based on information that ultimately proved to be incorrect. Reviewed on: 21st January 2026
David B's avatar
David B

Very easy and simple process, good email communicati...

5
Very easy and simple process, good email communication, no issues Reviewed on: 21st January 2026
Megan w's avatar
Megan w

Quick and easy and friendly customer service

5
Quick and easy and friendly customer service Reviewed on: 21st January 2026
Justin L's avatar
Justin L

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