Smart Money People Logo

OakbrookAdvance (formerly Finio Loans): Personal loan reviews

4.90
Based on 6,790 reviews, last reviewed 24th Apr 2026
53% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Oakbrook finance review Original and subsequent loans have been easy to arrange and maintain Reviewed on: 24th April 2026
Stephen Burton 's avatar
Stephen Burton

Latest lowest rating:

2

First loan good ,downhill since then Every week they send automated email you can top up your loan ,which always says sorry not this time Reviewed on: 17th April 2026
Mike ireland's avatar
Mike ireland

About this product

With OakbrookAdvance, you can borrow between £1,000 and £5,000.

OakbrookAdvance loans can be used for all needs including home improvements, debt consolidation, weddings and car loans. You can check your eligibility for a loan before you apply so it won't affect your credit score.

OakbrookAdvance loans reviews help you find out what it’s really like to be a customer. If you’ve used OakbrookAdvance before, you can also leave a review and share your experience.

Review OakbrookAdvance (formerly Finio Loans): Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

OakbrookAdvance (formerly Finio Loans) Personal loan reviews (6790)

Very quick and easy process.

5
Very quick and easy process. Rates are fantastic. Easy peasy. Reviewed on: 15th April 2026

Helped In my need of the hour.

5
In my need of the hour... Finio Loans helped me so quickly that i got saved from my financial woes Reviewed on: 15th April 2026

There when u need it

5
I borrowed money and nearly paid it back with no issues. Reviewed on: 15th April 2026

Very good and quick to pay out and a fair...

5
Very good and quick to pay out and a fair pay back Reviewed on: 15th April 2026

Process stress free easy and fast service

5
Process stress free easy and fast service Reviewed on: 15th April 2026

Easy online application,,quick decision and money in...

5
Easy online application,,quick decision and money in bank within a couple of hours Reviewed on: 15th April 2026

very good application e a 2 oara

5
very good application e a 2 oara Reviewed on: 15th April 2026

Appreciate the loan but customer service sucks

3
I took out a loan and have never missed a payment, every week I get offered a top up and every time it is declined, it’s declined the moment they check my Experian record which shows no missed payments on any credit account for 8 years but my score is 3 points in poor even though it is very good on equifax and transunion, then you get the ‘after careful consideration’ rejection, there is no careful consideration just go with what Experian say. So I can’t say that their customer service is great when, like pretty much every company these days, it’s just on what Experian say Reviewed on: 15th April 2026

Was easy to me and it comes straight away

5
Was easy to me and it comes straight away Reviewed on: 15th April 2026

Smooth sailing

5
No problems so far, a small hiccup at the start of repayments which was quickly sorted by customer service. Reviewed on: 15th April 2026

Review OakbrookAdvance (formerly Finio Loans): Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review