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OakNorth: Savings reviews

4.90
Based on 245 reviews, last reviewed 31st Jan 2026
7100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Great Bank highly recommend Have banked with Oak North for a few years and stayed each year after fixed term ended. The rate is always good. No issues at all. Communication via ... Read more Reviewed on: 31st January 2026
DW's avatar
DW

Latest lowest rating:

1

Not impressed Having 2 accounts with them I asked as they are both variable saving notice accounts, why the new interest rate isn't applied automatically as other l... Read more Reviewed on: 19th July 2022
Nicola Kelly's avatar
Nicola Kelly

About this product

OakNorth savings reviews can help you to find out more about life at OakNorth. How easy is it to contact OakNorth? And how friendly are they? Our OakNorth savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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OakNorth Savings reviews (245)

Good products, responsive customer service

5
Good products, responsive customer service Reviewed on: 22nd January 2026

Very good service and interest rate

5
Very good service and interest rate Reviewed on: 22nd January 2026

Ethical AND profitable

5
I approve of the ethics of this bank. Would that all banks had an ethical stand! OakNorth endeavours to be Green in all areas of banking. It also would not retaliate against whistleblowers. These are principles upon which all banking and all institutions should be run. OakNorth proves you can enjoy profits whilst being ethical, something other banks try to convince customers you can't -- you can either be ethical or profitable, they say. Rubbish! OakNorth proves them wrong. Reviewed on: 22nd January 2026

Very easy to invest and withdraw and good security p...

5
Very easy to invest and withdraw and good security provided Reviewed on: 22nd January 2026

Oak North Bank, Great People & Great Rates.

5
Right from the start, I've loved the simplicity of Oak North Bank. The website always feels very secure and finding what I need is just as simple. Communications are great too with plenty of notice in advance of any changes in terms, conditions or interest rates. And talking of rates, I've always found Oak North Savings rates to be highly competitive so you can be sure that your money is working just as hard for you as you worked to get it in the first place. Oak North really is a refreshingly good bank to deal with. Reviewed on: 22nd January 2026

Easy to use, safe and competitive.

5
It's very easy to keep track of your money with the much improved App. The interest rates are always competitive, and when I needed money from a 1 Year Savings Bond, they allowed it under exceptional circumstances. I will continue to keep on investing with them into 2026 Reviewed on: 22nd January 2026

Perfect Bank

5
Easy to speak to a human (very important) Staff are very helpful and patient with someone like me who is not very computer savvy. Reviewed on: 22nd January 2026

I would recommend Oaknorth

5
Oaknorth has a good website that is clear, informative and easy to use. The personal section is laid out well and has an overview of my accounts. For more detail I can click on the account I want. When one my accounts was maturing recently I was given several options about what to do with my money, i.e., reinvest with Oaknorth, reinvest part of the money or withdraw to my nominated account. Emails were sent prior to the account maturing with reminder emails also sent nearer the maturity date. The links to the other types of products available at Oaknorth were easy to follow and I was able to make an informed decision about what to do with my money. In this case I reinvested some into an account that suited me and withdrew the rest. I have banked with Oaknorth for a number of years and I would recommend them to other customers. To me they always have competitive interest rates, with a good range of easy access to fixed term accounts so you can choose an account that meets your needs. Their customer service so far has been good. Reviewed on: 22nd January 2026

Great products and easy to open.

5
Great products and easy to open. Reviewed on: 22nd January 2026

always...good rates

5
Anytime I’ve transferred money in or out its always easy great rates too Reviewed on: 22nd January 2026

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