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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Had no issue at all

5
I have nothing bad to say about this company Reviewed on: 14th August 2023
Joe Bowles's avatar
Joe Bowles

Great service

5
Great service, super quick decision and easy to apply, lovely customer service and really helped me with large purchase. Also didn’t affect my credit which is good Thank you Reviewed on: 14th August 2023
Lilly May's avatar
Lilly May

Amazing

5
So easy to use. They email and text you before a payment is due, once you’ve paid you receive and email to say your payment was successful and how many payments you have left. Such a good credit option, especially for bigger purchases. Only a small deposit needed. Would 100% use again. Reviewed on: 14th August 2023
Cams Defoe's avatar
Cams Defoe

Helped me get my no plate!

5
Needed finance to get my number plate, this was an easy process. Reviewed on: 14th August 2023
splitzz _izaac1's avatar
splitzz _izaac1

Amazing honestly just amazing

5
I have been paying off a personal training course and thanks to payl8r it’s meant I can spread my costs each month and start work in a dream job of mine. Very thankful for the help that they have provided. Reviewed on: 14th August 2023
Alfie dw's avatar
Alfie dw

Easy to use

5
Payl8r is a really easy way to spread the cost of a purchase. It is easy to use and I personally wouldn’t use anywhere else Reviewed on: 14th August 2023
Amy plumb 's avatar
Amy plumb

Was straight forward and easy to use

5
Good way of paying for things that are a bit out of your budget Reviewed on: 14th August 2023
Bryony Szabo's avatar
Bryony Szabo

Great way of spreading the cost of a purchase!

5
I’ve had no faults with payl8r at all, smooth and easy company to use! Highly recommend for anyone wanting to spread the cost of a purchase! Reviewed on: 14th August 2023
Harry's avatar
Harry

My dream come true

5
I really wanted to purchase my items and with the help of Payl8r, my dreams come true. With the option to pay them back in full or part, they make it highly flexible to repay. Very pleasant to speak with on the phone and wicked service.. Thank you . Reviewed on: 14th August 2023
Gledge Bob Jr's avatar
Gledge Bob Jr

Good

3
Yeah it’s been good - would be better if they included metro bank on the payl8r application Reviewed on: 14th August 2023
Alexander Phocas's avatar
Alexander Phocas

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