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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Great accessible way of paying

5
I would use payl8r for everything if I could! Reviewed on: 6th August 2023
Alicia Hayward's avatar
Alicia Hayward

Top company!!!

5
This company is awesome they've helped me out when I needed it and gave me a great package. Reviewed on: 6th August 2023
Joseph 's avatar
Joseph

Fantastic experience

5
Great way to help buy things when you can’t afford certain things Reviewed on: 6th August 2023
Dawn Morris's avatar
Dawn Morris

A life saver

5
Complete life saver as I could never afford up front payments so with payl8ter I get to get what I need !!!! Amazing !! Reviewed on: 6th August 2023
Pennie Lou's avatar
Pennie Lou

Help make ur dreams come true

5
Help me get one of my amazing tattoos. Very easy to use and can make any tattoo dream come true, without this I wouldn’t be able to get the money in time to get the tattoo I wanted before someone bought them before me. Reviewed on: 6th August 2023
Victoria Barlow's avatar
Victoria Barlow

Great service

5
A great easy way of spreading the cost for my new hair do! Straight forward and plenty of notice with upcoming payments Reviewed on: 6th August 2023
Molly's avatar
Molly

Great service

5
After loosing our beloved family pet payl8r gave us the option to have her cremated and the ashes returned without worrying about having to find the money up front. Which made the whole awful situation that much easier to cope with. Reviewed on: 6th August 2023
Helen 's avatar
Helen

Great to spread out the cost easily

4
a few fees here and there but spreads out the cost easily and I’ve had no trouble so far, customer service is very friendly Reviewed on: 6th August 2023
Holly Swaby's avatar
Holly Swaby

Unbelievable customer service

5
Can't fault this company for customer service. Absolutely first class. No long wait waiting to speak to someone, always knowledgeable, friendly and understanding. Cant praise them highly enough. Reviewed on: 6th August 2023
Garywall2002's avatar
Garywall2002

Best supplier out there!

5
I love payl8r they are so easy to use and makes life much easier paying installments. I couldn't recommend them more. Reviewed on: 5th August 2023
Ian Rafferty's avatar
Ian Rafferty

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