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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Easy and affordable with a plan.

5
Easy and affordable with a plan. Also having the options to the amount each month with deposit Reviewed on: 7th August 2023
Phoebe's avatar
Phoebe

have used over and over

5
Easy to set up easy to make payment and easy to make additional payments. Have used it several times now Reviewed on: 7th August 2023
Hazel McDonald's avatar
Hazel McDonald

100% recommend

5
Pay later is fully flexible and allowed me to choose pay back dates that fit me best. Never had problems! Reviewed on: 7th August 2023
Caitlin Phillips's avatar
Caitlin Phillips

Easy and transparent

5
I would definitely use again. Easy to use and clear about what to expect. Reviewed on: 7th August 2023
Bea Hunt's avatar
Bea Hunt

Excellent

5
Made my life as a single parent so much easier. Reviewed on: 7th August 2023
Loren Seabright's avatar
Loren Seabright

Beware take payment s when they want and sting you as much as they can

1
Beware don’t use this company they sting on charges which they took out my bank everytime they could and at end suddenly you owe more don’t let you know this or inform you they are going to take money or when they just do it Reported them to bank for direct debit guarantee breach And trading standard s which have said they are more and aware of this company and investigating my issue Left trust polite review and just say anything to look good Reviewed on: 7th August 2023
Dorset Koi's avatar
Dorset Koi

Awful service

1
I will never use this service again awful and manipulative service I received practically robbed me Reviewed on: 7th August 2023
Taylor 's avatar
Taylor

Easy and hassle free

4
Easy to use and got a quick response when emailing to change my payment date Reviewed on: 7th August 2023
Larna Harris's avatar
Larna Harris

Easy to apply, transparent credit

5
I used Payl8r for the first time to pay for some cosmetic treatment. The application process was quick and easy, payment schedule was transparent and all payments were collected without issue. Would definitely recommend Payl8r and would use again for other purchases. Reviewed on: 7th August 2023
Lauren Burgess's avatar
Lauren Burgess

Excellent service

5
Easy to use, no fuss, straightforward - thank you Reviewed on: 6th August 2023
Debbie's avatar
Debbie

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