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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
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No new 1 star reviews
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Very helpful

5
Nothing too much trouble. They have helped solve one two problems. For me. Reviewed on: 5th August 2023
Alan Roots's avatar
Alan Roots

Brilliant service provided

5
Loved the services over email by a lady called Kerryanne porter who was so wonderful helping me resolved a situation I needed help with when paying my payment in full, very understand and polite! Also love how easy and quick the system is, Will always use payl8ter. Reviewed on: 5th August 2023
Ashton's avatar
Ashton

Brilliant and simple service.

5
My wife and I were in need of our own gear for target shooting at a local club and entering competitions, for us, the £965 price tag each was quite steep for what we needed. Payl8r helped us afford what we needed to really enjoy our hobby without braking the bank. We can't fault anything, explanations were readily available and clear, payments were easy and simple to set up. I have already been back to them myself for more hobby needs. Thank you Payl8r! Reviewed on: 5th August 2023
Matt Pearse's avatar
Matt Pearse

Quick and effective

5
Everything went smoothly and allowed me to get permanent make up done which has improved my confidence and I'm very grateful! Reviewed on: 5th August 2023
Lori's avatar
Lori

brilliant

5
i have a laptop on finance and its brilliant and very fast Reviewed on: 5th August 2023
aaron fendley's avatar
aaron fendley

Helpfull for your budgets

5
Happy they exist with Payl8r everything become so easier Reviewed on: 5th August 2023
romica soaica's avatar
romica soaica

Few words needed

5
I have had nothing but a great experience with this company always willing to help grate costumer services quick to resolve any issues and all round ever professional costumer services and would recommend them to anyone Reviewed on: 5th August 2023
Tango_69@hormail.co.uk's avatar
[email protected]

simply good service

4
been using or a while very good and good communication with knowing when your bill is due Reviewed on: 5th August 2023
mrdibbs's avatar
mrdibbs

Fantastic company

5
Fantastic company. Process from start to finish was so easy & explained simply. If help was needed someone was always on the end of a phone to help. I never waited in a que my call was always answered straight away. I highly recommend Payl8r. Reviewed on: 5th August 2023
Welshie1981's avatar
Welshie1981

Easy & excellent.

5
I have been able to use payl8r on several occasions over the years and is an excellent way to be able to be granted what you want / need without having to worry about the total cost at the beginning. The fact you are granted this over affordable payments of your choice makes getting what you need quicker that much easier: they always ensure to message days prior to payment for reminders so you never miss a payment! Reviewed on: 5th August 2023
Caitlin Gallacher's avatar
Caitlin Gallacher

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