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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Amazing

5
Payl8r is a fantastic company who cares about their clients. With exceptional customer service and quick friendly responses, you will be glad to know your in safe hands. I couldn’t of achieved what I needed to with the cost of living crisis without Payl8r. Reviewed on: 4th August 2023
Alex Cocker's avatar
Alex Cocker

Helped me buy what I wanted

5
Bought a new air rifle and paid it off in installments a no hassle way to buy expensive items and nice friendly staff and reminders when an installment is due Reviewed on: 4th August 2023
Adrian King's avatar
Adrian King

Good

5
I’ve had no issues with it payl8r Reviewed on: 4th August 2023
Yves Macaulay's avatar
Yves Macaulay

Amazing and very useful

5
I have used pay later for my car products a few times now and if it wasn't for this I would of been able to afford to pay for work in one hit. I would recommend this to anyone. And always on the other end of a phone call if you need advice Reviewed on: 4th August 2023
Troy l's avatar
Troy l

Brilliant service

5
Couldn’t recommend the service enough. Helped me pay for my driving lessons. Reviewed on: 4th August 2023
Katie's avatar
Katie

Amazing

5
Easy and quick to set up, no worries on making payments takes payments easily Reviewed on: 4th August 2023
Preity Sanghera's avatar
Preity Sanghera

Good lender

5
This was very easy and simple to set up and had no issues would recommend to anyone Reviewed on: 4th August 2023
Marcus 's avatar
Marcus

Hassle free finance

5
Payl8r offer great options for spreading cost of high value items over a year. Easy to track payments and balance and found monthly reminders and confirmations really helpful. Reviewed on: 4th August 2023
Susan M's avatar
Susan M

Nice and easy

5
Easy to use and understand, very happy overall Reviewed on: 4th August 2023
Jason's avatar
Jason

A pleasure doing business

5
I used payl8r earlier in the year to buy my son an electric quad bike. The application process was quick and simple and when I lost my bank card and had to order a new one forgetting completely about the standing order, I received no threatening letters, just a simple phone call where I could explain the situation and set up the standing order once again. Great doing business with the company. Reviewed on: 4th August 2023
Dean Whiteley's avatar
Dean Whiteley

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