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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Pay later opened doors for me

5
Firstly I’d like to say that pay later is such an amazing experience. So simple to apply and be accepted made my journey as a customer far more enjoyable than previous experiences. I would highly recommend. PayPal allow you time, decent time my I add to pay this back which allows me to spend and work around paying this back affordably allowing me to have experiences and memories which i might not be able to do without leaning on PayPal :) very happy customer will always use this service. Reviewed on: 19th May 2023
Taylor Ellis's avatar
Taylor Ellis

Excellent service

5
I am on my second bnpl plan and service has been excellent, always sent reminders a few days before my next payment is due a very helpful assist. Never had to call customer service as things have always gone well Reviewed on: 19th May 2023
Les's avatar
Les

Easy payments

5
Very easy payments and a great way to spread your cost when money's tight.would highly reccomend and would deffo use again. 10/10 Reviewed on: 19th May 2023
roachie mk's avatar
roachie mk

Easy and convenient

5
With payl8r you get what it says on the tin, easy no hassle finance, thanks guys kind regards Dean Reviewed on: 19th May 2023
dean melhado's avatar
dean melhado

Great and easy to use!

5
I am happy with how Payl8r work and think they are very helpful and easy to get loans and make purchases you do not want to pay the full amount of all at once, so highly recommend and will use them again, thank you! Reviewed on: 19th May 2023
Jamie's avatar
Jamie

Convenient and straightforward

5
Overall easy convenient and pocket friendly. Reviewed on: 19th May 2023
Reis's avatar
Reis

Great company

5
When i initially saw the company i was reluctant to proceed as i had never heard of the company. but once the initial application was done it stated everything how much id be paying and over how long. the fact you can choose how much to put down which brings your monthly payments down is great also. id say the only thing i would fault is the £2 fee you have to pay before they do the checks. but other than that the customer service is great the few issues i had was resolved quick. 100% recommend Reviewed on: 19th May 2023
Dan Norris's avatar
Dan Norris

Customer service

5
Every time I’ve had a problem with payment or needed help ok my account the customer services team have been on hand to help quickly professionally and understanding! Reviewed on: 19th May 2023
Josie-Fred Kirk's avatar
Josie-Fred Kirk

Amazing

5
Great company and super easy to use, the customer service team are great as well. They’re very efficient and make it painless to make changes. Reviewed on: 19th May 2023
Melissa Taylor's avatar
Melissa Taylor

No hassle, great communication!

5
Step by step guide easy to set up. Was no hassle and always kept me up to date with notifications of payments. Good time in all emails too. Thank you. Reviewed on: 19th May 2023
Paula Broadhurst 's avatar
Paula Broadhurst

Review Payl8r: Buy now pay later now

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