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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Easy to use and flexible

5
Really easy to use and the application process was simple. Will be happy to use this again in future Reviewed on: 20th May 2023
Tammy Broughton's avatar
Tammy Broughton

Jo az oldal

5
Megbizható jo eddig nem csalotam benne Reviewed on: 20th May 2023
ATTILA ZAB's avatar
ATTILA ZAB

Great

5
The best financial help I have received giving lots of different options of pay plans to suit individuals needs Reviewed on: 20th May 2023
Ciantelle's avatar
Ciantelle

Second to none service.

5
Quick and easy application and approval, whole process took less than 10 minutes. I can not be happier. Second to none service. Reviewed on: 19th May 2023
Branislav Rybar's avatar
Branislav Rybar

Very nice Company

5
I got a loan for my full drive license, was approved very fast and it worked out perfect for me. José Reviewed on: 19th May 2023
Anonymous's avatar
Anonymous

Great service a god send

5
Helped me buy something that I wanted for ages and couldn't afford in one go Reviewed on: 19th May 2023
Thomas Healey's avatar
Thomas Healey

Great lender

4
Never experienced any issues so easy to use and great service Reviewed on: 19th May 2023
Macey Hill's avatar
Macey Hill

Not had any issues

5
Never had any issues, reminders are good from them. Never had problems paying Reviewed on: 19th May 2023
Heather Wright's avatar
Heather Wright

Very easy and fair

5
I used payl8r for the first time to finance a new tattoo of all things! It was so quick and easy to do, and I got approved instantly! There was no waiting or faffing around, just pop in a few details and job's a goodun! The APR is pretty fair and doesn't add too much to the final bill (unlike some other companies) . Highly recommended!! Reviewed on: 19th May 2023
Danni Jordan's avatar
Danni Jordan

pay l8r

5
in these times of cost of living rising couldnt ask for better help we all get shirt on cash now and again so its amazing to have this option cheeers Reviewed on: 19th May 2023
liam l's avatar
liam l

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