Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Outstandingly helpful

5
No issues or problems. Quick and easy to use! Reviewed on: 18th May 2023
Ashley Bovington's avatar
Ashley Bovington

Quick and easy to deal with

5
The process was very easy and the staff were very helpful and friendly when I needed to call. Reviewed on: 18th May 2023
Jamie's avatar
Jamie

So handy when you ain't got the dandy

5
Really handy if your on a budget,clear payment dates,convenient and really easy to apply. Reviewed on: 18th May 2023
PJW's avatar
PJW

Super easy, simple, happy

5
Helped me afford something I’ve been wanting to do for ages so very thankful it was such an easy process! Reviewed on: 18th May 2023
Rachel Gerring's avatar
Rachel Gerring

Superb

5
Fast decisions, excellent customer service, no hassles, everything done for you. What more can I say. Brilliant. Reviewed on: 18th May 2023
Ronald Marshall's avatar
Ronald Marshall

Simple, fast and easy.

5
Payl8r has allowed me to afford a start in my new hobby/sport of target shooting. The equipment needed isn't cheap, these guys helped me get to where I needed to be. Reviewed on: 18th May 2023
Matt Pearse's avatar
Matt Pearse

Great company to deal with

5
Easy application, and gave you plenty of options on how to pay it up. And always gave me a 3 day notice that the money was due to come out. Reviewed on: 18th May 2023
Stuartg's avatar
Stuartg

Great company

5
Great company to use as it was a fast and easy process Reviewed on: 18th May 2023
Namibia Olpherts's avatar
Namibia Olpherts

Great every time

5
I’ve used payl8tr several times now and I’ve had no issues using it. I would use it over the other buy now pay later options out there Reviewed on: 18th May 2023
Hazel McDonald's avatar
Hazel McDonald

Made the impossible happen

5
Fantastic company. Has really helped me get the things I need in life..somtimes thing le are just to much money and they helped cut the cost paying monthly. Valued a* Reviewed on: 18th May 2023
Dan Paul's avatar
Dan Paul

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill