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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

The customer service team are quite unhelpful. Customer service manager even more so.

1
Had an issue where I was double charged. I simply asked for a refund, provided evidence and I found it extremely difficult to get it back. The cystine service manager was very rude. Reviewed on: 3rd September 2022
Leah Elizabeth's avatar
Leah Elizabeth

Really easy to use, great service.

5
Pay l8r has been great for me as its helped spread the cost to make it more affordable. The service has been great and the payment reminders really kept me informed so I didn't miss them. Reviewed on: 14th August 2022
Joanna 's avatar
Joanna

Recommended

5
I have a rubbish credit history and payl8r trusted me, which made me get things back on track agian. Will definitely always use these. Reviewed on: 14th August 2022
Ninja- Ryan's avatar
Ninja- Ryan

Great service

5
Easy payment plans simple to use will always use this service better than the rest Reviewed on: 14th August 2022
kellymoo200@gmail.com's avatar
[email protected]

Happy with Payl8r

5
+Easy to access/use +Transparent Reviewed on: 13th August 2022
kasia's avatar
kasia

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022
Gary Buckley's avatar
Gary Buckley

Amazing

5
It was so easy to use and payments were taken on the arranged day amazing Reviewed on: 13th August 2022
Jamie Miles's avatar
Jamie Miles

Absolutely awesome

5
Top notch company to deal with, would definitely recommend them to anyone. No hassle and easy to set up and repayments are very fair. Will definitely be using them again in the future. 5 STAR company for sure. Reviewed on: 13th August 2022
John Batchelor's avatar
John Batchelor

Fantastic

5
Love being able to pay for my Botox monthly Reviewed on: 13th August 2022
Sarah Emberton's avatar
Sarah Emberton

Great

5
Fantastic great quick service always helpful Reviewed on: 12th August 2022
Sophie's avatar
Sophie

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