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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Great

5
Very early to use, never had problems Reviewed on: 18th May 2023
Marta Siatkowska's avatar
Marta Siatkowska

great no fuss

5
straight forward finance for items Reviewed on: 18th May 2023
Iain Willson-Symonds's avatar
Iain Willson-Symonds

Very quick with a response very happy

5
Like how it was easy to sort out Reviewed on: 18th May 2023
Graham Leach's avatar
Graham Leach

Great service

5
It was really easy easy to set up and got a decision in a couple of minutes. Helped me out when I needed a new phone. Will use again. Reviewed on: 18th May 2023
Gareth O'Shea's avatar
Gareth O'Shea

Really quick and easy to use !

5
I used this to purchase jewelry and really like the fact that there’s an option to pay it early, the t&cs are fair and they let you chose how long you want to spread the payment across which has really made this experience over all pleasant. Reviewed on: 18th May 2023
LaurenMorgan23's avatar
LaurenMorgan23

Excellent

5
Good customer service- very quick in replying to emails No interest credit and low interest if over 30days Good service overall Reviewed on: 18th May 2023
Sam's avatar
Sam

Best company ever

5
Help me get my confidence by helping me pay my hair in instalments ! Highly recommended Reviewed on: 18th May 2023
Tierney lawes's avatar
Tierney lawes

Amazing brilliant love it

5
Always been amazing even when I call in Reviewed on: 18th May 2023
Sophie Elliott's avatar
Sophie Elliott

Brilliant company

5
Always helped me out couldn’t recommend more Reviewed on: 18th May 2023
Tia Ikens's avatar
Tia Ikens

Very disappointed

1
I am extremely unhappy with their service. I have opened retailer account and already paid about £1500 including set-up and monthly payments which was a waste of money. Recently I went for holidays and also changed my phone number. After I came back from holidays I got shock - my account was suspended as I did not send some document for a compliance check. Their response was: you need to read Terms and Conditions better as you were late to do this and we did not hear back from you. How could you hear back from me if I changed my phone number and I was away or busy the whole time? The people on the phone are very rude, they always talk over when you call them and they only care about your money. So about £1500 is wasted and suspended account they do not allow to re-open. Avoid this company! Reviewed on: 20th March 2023
Brigita Baamran's avatar
Brigita Baamran

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