Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Simple

5
Simple way of borrowing money and paying it back Reviewed on: 12th August 2022
Khalid's avatar
Khalid

Best pay layer company

5
Absolutely amazing company. Everyone is on hand to help you at any time needed. Really easy to contact and customer service is amazing. Very quick and easy to log onto your portal and see your loan balance. 10/10 from me. Well done payl8r Reviewed on: 12th August 2022
Lily Richardson's avatar
Lily Richardson

Excellent company

5
Easy setup, clear communication, no threatening letters if payments are missed. Would highly recommend this company to anyone who is looking to spread the cost of a purchase Reviewed on: 12th August 2022
Grant 's avatar
Grant

Easy to use

5
Really easy and convenient although the hair extensions from beauty works are rubbish Reviewed on: 12th August 2022
saffron tillson's avatar
saffron tillson

Fab company

5
Super amazing company who are willing to understand even if you are struggling financially - I have had an amazing experience with them and will definitely be using in the future Reviewed on: 12th August 2022
Leah's avatar
Leah

Good option

3
Offers good options for more expensive purchases Reviewed on: 12th August 2022
Sam Sheldrake's avatar
Sam Sheldrake

Sick

5
Really good company changed my payment date no hassle Reviewed on: 12th August 2022
John Deacon's avatar
John Deacon

Easy reliable payments with no hassle

5
Used to fund training courses and have always been efficient and reliable Reviewed on: 12th August 2022
Claire's avatar
Claire

Outstanding Company

5
Process is quick, easy and hassle free to use. Emails and text service to remind of upcoming and completing payments are very helpful. Would definitely recommend and use again. Reviewed on: 12th August 2022
Peter Wane 's avatar
Peter Wane

Fantastic

5
Amazing service I have used many times and am so pleased. Reviewed on: 12th August 2022
Melissa's avatar
Melissa

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill