Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Best finance services

5
Best service because only with the help of Payl8r i am able to study by splitting my fees Thank you Payl8r for supporting and helping. Reviewed on: 12th August 2022
kiratpreet singh's avatar
kiratpreet singh

Amazing experience

5
Great, quick and easy to use. I used it for financing and payments are being made on time and are very understanding Reviewed on: 12th August 2022
shahanaz akther's avatar
shahanaz akther

Fantastic & easy service

5
Such an easy application process, no extreme interest rates and widely available. Great to improve credit, I have used it on several occasions. Great communication and reminders when the payments are coming out as a direct debit. Reviewed on: 12th August 2022
Lauren Willis's avatar
Lauren Willis

Help me pre-sue a new career path!

5
With money being tight over lockdown and maternity leave this Payl8r made it achievable which I’m so thankful for! Reviewed on: 12th August 2022
Lucy Whitehead's avatar
Lucy Whitehead

Great customer service!

5
It has been such a smooth process and the customer service were really prompt and helpful! Reviewed on: 12th August 2022
Sowmya Sundar's avatar
Sowmya Sundar

Recommended

4
Easy app to set up and use , great customer service and wide choice of shops to choose from Reviewed on: 12th August 2022
tara.andrews94@hotmail.com's avatar
[email protected]

Brilliant company

5
I was able to treat myself without the pressure of paying out lots of money in one go. Reviewed on: 12th August 2022
Melanie Steer's avatar
Melanie Steer

Quick and easy!

5
It help me alot. So quick so easy! So simple! I love it! Reviewed on: 12th August 2022
Anonymous's avatar
Anonymous

Best pay later service used

5
I am a regular user of Klarna, but since my lip filler lady has been able to use Payl8r, it has changed my life, being able to make changes which I’ve wanted to make, and having this opportunity by using this pay later option! Reviewed on: 12th August 2022
Courtney's avatar
Courtney

Payl8ter review

5
My experience with payl8ter has been very straight forward and easy to use and they’ve been very helpful! Reviewed on: 12th August 2022
Paige Brook's avatar
Paige Brook

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill