Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Great service

5
I was able to set up payment quickly.Text notifications are good so you know when payments are due. Fab service. Reviewed on: 14th June 2022
dearbhla poulter's avatar
dearbhla poulter

Fantastic Option

5
Simple, swift and great. Would definitely recommend Reviewed on: 14th June 2022
Gabsmyraa's avatar
Gabsmyraa

Fantastic company

4
Easy to use! Great customer service Reviewed on: 14th June 2022
Becka's avatar
Becka

Amazing

5
The whole process was very quick and easy I would recommend the service. Reviewed on: 14th June 2022
Claire Taylor's avatar
Claire Taylor

Payment

5
It’s amazing really helps me afford things so much better without stressing buying it all together when I don’t have money! Reviewed on: 14th June 2022
afea_begum94@hotmail.co.uk's avatar
[email protected]

Fantastic

5
Very easy to setup, you are kept up to date when payment will be taken, Best Buy now pay later company to date, would recommend. Reviewed on: 13th June 2022
Kingsky's avatar
Kingsky

Simple!

5
Simple to use and mind is at ease Reviewed on: 13th June 2022
tylerjaymahoney@hotmail.com's avatar
[email protected]

Great!

5
Easy! Stress free! Quick!! Would use it again really helps at the minute Reviewed on: 13th June 2022
Court's avatar
Court

Great service

5
Great service, no fuss, quick instant decision, very helpful. Thanks. Reviewed on: 13th June 2022
CS's avatar
CS

Best way to make bigger purchases affordable

5
I’ve used Payl8r to spread the cost of some of my bigger spends that otherwise would be difficult to front. This way I can still access the products I want and budget over time for them Reviewed on: 13th June 2022
Gemma Shaw's avatar
Gemma Shaw

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill