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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Convenient

5
With payl8r I was able to buy the things I wanted but couldn't afford to pay in one go, spreading the payments made it another easier to manage Reviewed on: 12th June 2022
Justin Jut Whitcombe's avatar
Justin Jut Whitcombe

Great service

5
Payl8er is the way forward! Great company, easy to use and a great opportunity to manage finances correctly! Reviewed on: 12th June 2022
Kadie's avatar
Kadie

Helpful

5
Very handy and easy to use, not difficult or long winded just simple and not time consuming Reviewed on: 12th June 2022
Sp's avatar
Sp

Perfect!

5
I took some things using Payl8r and that is so easy and convenient. You don’t need more than this. Happy. Reviewed on: 12th June 2022
Beata Zielinska's avatar
Beata Zielinska

Excellent deserves this award

5
Keeps me informed when my payment is due would highly recommend Reviewed on: 12th June 2022
Nuala Marie O'Farrell Chalke's avatar
Nuala Marie O'Farrell Chalke

Affordable credit

5
This type of credit was very affordable as a single parent it was great to find a company that would allow me to spread my payments over a 12 month period so well done and keep up the good service Reviewed on: 12th June 2022
Paul Holmes's avatar
Paul Holmes

Excellent experience

5
My experience with Payl8r has been a very easy process from the start to finish, the Web portal has made it very easy to make changes when needed and the constant communication from them let's me know were I stand at all times Reviewed on: 12th June 2022
Martin Hayward's avatar
Martin Hayward

Always give you the heads up when payment is due

5
Great company, great communication, can't fault it Reviewed on: 12th June 2022
Trish Wood's avatar
Trish Wood

Fantastic service

5
Amazing service excellent customer service Reviewed on: 12th June 2022
LJ Newman's avatar
LJ Newman

Excellent

5
Brilliant service recommend to anyone wanting to pay later Reviewed on: 12th June 2022
LJ Newman's avatar
LJ Newman

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