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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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92%
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Excellent company brilliant invention

5
Found it very easy to make payments as i was notified before the payment was needed and after it had been taken, found it easy to budget my money on other things like bills etc whilst still having the luxury of having an expensive item also, would highly recommend, thank you x Reviewed on: 12th June 2022

Great!

5
Quick and easy to use! Customer service is great Reviewed on: 12th June 2022

Amazing

4
Such a good deal lovely experience used already few times and will definitely recommend Reviewed on: 12th June 2022

Great service

5
What I like about Payl8r is that they message me to remind me when my payment is due so I can budget for the payment I owe. Reviewed on: 12th June 2022
Payl8r are great I love Payl8r fair and responsible lenders. Reviewed on: 12th June 2022

Perfect company .

5
Really easy to apply for finance , there’s a step by step guide of the terms n conditions , every month after u have paid , they thank you and let you know how many payments you have left , would definitely use this company again . Reviewed on: 12th June 2022

Perfect partner when it comes to loans

5
It was straightforward to apply for the pay later loan I used it for my beauty training and the communication and everything was very clear and easy So nice to work with that I'm even thinking of offering this to my own customers Reviewed on: 12th June 2022

LOVE LOVE LOVE

5
Payl8r is super easy to use and I love it! All my friends and family use it. Knowing you don’t have to worry about paying for things you want until you can afford it is a blessing. Reviewed on: 12th June 2022

Amazing service

5
Payl8r saved my mental health from spiralling, they enables me to correct my hair issues, long story short Covid caused breakage and my hair was inches shorter one side, my confidence and self image too a huge knock and I knew I couldn’t just cut it off. I talked to my hairdresser about extensions but could not afford to pay all In one go, this is where Payl8er came in, it was so quick and easy to arrange with them no long waiting to add to the anxiety all done and dusted in an hour. Hair paid for, appointment booked and I am on my way to getting my confidence back, Reviewed on: 12th June 2022

Good

5
had a good experience so far, money comes out on time , even gives you a heads up for upcoming payments Reviewed on: 12th June 2022

Review Payl8r: Buy now pay later now

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