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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Got my liecence

5
Fast and very efficient, used this service to do my driving licence. Interest rate is high and you can't pay early but other then that it worked for me Reviewed on: 12th June 2022

pay back

5
such a godsend for training gives you the chance to earn the money from your skill to pay them back Reviewed on: 12th June 2022

Love payl8r fantastic service available for every one to apply!

5
Pleased with the service from payl8r would highly recommend to family and friends. Reviewed on: 12th June 2022

Very convenient but poor customer service

1
I was charged double in my application fees. I politely requested this back but was met with a rather rude tone…Still await a response after raising a complaint. Reviewed on: 12th June 2022

Easy fast professional

5
Needed that little extra help and being so flexible this was the best option and will definitely used again and Iv highly recommend to other. Reviewed on: 12th June 2022

the company is easy to use and efficient

5
i used the company to pay for something i purchased that i couldn’t afford and helped me out a lot :) Reviewed on: 12th June 2022

Friendly

5
Friendly staff always available for help and very understanding Reviewed on: 12th June 2022

Helpful, understanding and available 24/7

5
Always helpful and available with questions that need answering and always understanding when I needed things explained better to understand. Reviewed on: 12th June 2022

Making my payment easier.

5
Best experience and a very big Help with my payment as I was waiting for my Monthly payment and helps so Much Reviewed on: 12th June 2022

Amazing, so helpful!!

5
With being a full time worker and student, being able to spread the cost is just such a massive help! Reviewed on: 12th June 2022

Review Payl8r: Buy now pay later now

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