Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4218)

Excellent rates hassle free

5
Brilliant service.hassle free payments Reviewed on: 13th June 2022
Guy Richardson's avatar
Guy Richardson

Great service

5
Pay L8er has been incredible for me and allowed options for purchasing things I may but have been able to without delaying payment Reviewed on: 13th June 2022
Alicia Tara McGhee's avatar
Alicia Tara McGhee

Reliable service

5
Always use pay later for treatments. Their payments are really reliable and always prewarn you when they’re about to debit so you can prepare. Reviewed on: 13th June 2022
Leah wilson's avatar
Leah wilson

Simple and easy

5
Simple and easy way to pay for a big purchase. As with anything, keep up your monthly payments, if you are struggling, tell them. Very friendly customer service. Reviewed on: 13th June 2022
Mitch Hughes's avatar
Mitch Hughes

A great service!

5
When applying for pay l8r everything was easy and well set out, payments were fair and there were no hidden surprises! Reviewed on: 13th June 2022
Kirst Young 's avatar
Kirst Young

Easy

5
Quick and easy to use, had no issues with the company at all. Reviewed on: 12th June 2022
Kasey-leigh's avatar
Kasey-leigh

Amazing

5
Loved using payl8r on beautyworks Reviewed on: 12th June 2022
carlylouturner18@googlemail.com's avatar
[email protected]

Easy, contactable and great service

5
Most credit companies are so hard to get through to. I found with PAY l8ter I could get through so easily and can always guarantee there will be a professional and helpful person on the other end of phone. They always answer my queries with a speedy and professional manner. Reviewed on: 12th June 2022
Abi copson's avatar
Abi copson

Got my liecence

5
Fast and very efficient, used this service to do my driving licence. Interest rate is high and you can't pay early but other then that it worked for me Reviewed on: 12th June 2022
Ryan luke's avatar
Ryan luke

pay back

5
such a godsend for training gives you the chance to earn the money from your skill to pay them back Reviewed on: 12th June 2022
bvoy's avatar
bvoy

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill