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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

They are great and great customer service

5
All around a great experience in every aspect Reviewed on: 13th June 2022

Awesome service

5
Absolutely awesome service. Very quick, easy and cheap. I will definitely use them again. Reviewed on: 13th June 2022

Excellent rates hassle free

5
Brilliant service.hassle free payments Reviewed on: 13th June 2022

Great service

5
Pay L8er has been incredible for me and allowed options for purchasing things I may but have been able to without delaying payment Reviewed on: 13th June 2022

Reliable service

5
Always use pay later for treatments. Their payments are really reliable and always prewarn you when they’re about to debit so you can prepare. Reviewed on: 13th June 2022

Simple and easy

5
Simple and easy way to pay for a big purchase. As with anything, keep up your monthly payments, if you are struggling, tell them. Very friendly customer service. Reviewed on: 13th June 2022

A great service!

5
When applying for pay l8r everything was easy and well set out, payments were fair and there were no hidden surprises! Reviewed on: 13th June 2022

Easy

5
Quick and easy to use, had no issues with the company at all. Reviewed on: 12th June 2022

Amazing

5
Loved using payl8r on beautyworks Reviewed on: 12th June 2022

Easy, contactable and great service

5
Most credit companies are so hard to get through to. I found with PAY l8ter I could get through so easily and can always guarantee there will be a professional and helpful person on the other end of phone. They always answer my queries with a speedy and professional manner. Reviewed on: 12th June 2022

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