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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Easy to use , quickly approved with reasonable interest

5
It’s easy to use, keeps you updated in regards to your payments , it’s quickly approved and the interest rates are reasonable Reviewed on: 13th June 2022
Katie Louise Rice's avatar
Katie Louise Rice

Fast and quick

5
Excellent easy payments. Paid off in no time at all. Definitely consider using this way of payment in the future. Company always keeps you upto date as to what you have paid. Reviewed on: 13th June 2022
Elizabeth Brewer's avatar
Elizabeth Brewer

Fab service

5
Friendly reliable ! And supportive! Reviewed on: 13th June 2022
Amy Beth Ferguson's avatar
Amy Beth Ferguson

5 star

5
Brilliant service, quick and easy. Helps to spread the cost to afford a beautiful Service. Reviewed on: 13th June 2022
Natalie Searle's avatar
Natalie Searle

Brilliant service

5
For those who can no pay straight away this is the perfect service. It allows everyone to have a chance Reviewed on: 13th June 2022
Kim's avatar
Kim

Definitely recommend

5
Easy to use and great customer service. Will use again and definitely recommend Reviewed on: 13th June 2022
amy 's avatar
amy

Great

4
Helpful customer service, friendly and provided solutions quickly Reviewed on: 13th June 2022
Jodi's avatar
Jodi

Great retail finance

5
Such a great retail finance, easy to use & really clear on how/when payments will come out Reviewed on: 13th June 2022
Lydia Sergiew's avatar
Lydia Sergiew

Life saver scheme

5
I have enjoyed using pay later it helps so much when you wanna get something done and you don’t have enough money. Reviewed on: 13th June 2022
Ixx's avatar
Ixx

Yes

5
Ok I personally think that when I think about using something I think about the time I thought I should use a thing so when that happens I just use it Reviewed on: 13th June 2022
Chris Baggley's avatar
Chris Baggley

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