Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4218)

learn easy

3
Costs a lot more than expected, Great way to learn affordable monthly. Reviewed on: 13th June 2022
Anthony Leitao's avatar
Anthony Leitao

Really easy to use

5
This has been the best company I’ve used they are easy and very helpful! Recently I had to change my payment date and the lady who I spoke with was very helpful and no questions asked. Reviewed on: 13th June 2022
Tasha 's avatar
Tasha

Great customer service

5
Very reliable company who provide a fantastic service for all sorts of different services. Would have been lost without them! Reviewed on: 13th June 2022
Tazhd's avatar
Tazhd

Easy to use and great quick decision.

5
Website was easy to use. making the experience a joy. Reviewed on: 13th June 2022
Luke Wilson's avatar
Luke Wilson

Highly rate

5
It helped me when I needed it.. very easy to set up and direct debit too.. not to pricey each month when you need to pay back the money! I will defiantly be using this again Reviewed on: 13th June 2022
Hana 's avatar
Hana

Great company

5
I needed to change my payment date the woman was very helpful and very efficient at her job, she was very friendly Reviewed on: 13th June 2022
Ridders1984's avatar
Ridders1984

Easy and straightforward

5
I’ve used payl8r quite a few times now and it’s been very useful couldn't recommend enough Reviewed on: 13th June 2022
S m 's avatar
S m

Excellent company

5
Excellent communication and after sales service Reviewed on: 13th June 2022
nms23@icloud.com's avatar
[email protected]

Easy to use , quickly approved with reasonable interest

5
It’s easy to use, keeps you updated in regards to your payments , it’s quickly approved and the interest rates are reasonable Reviewed on: 13th June 2022
Katie Louise Rice's avatar
Katie Louise Rice

Fast and quick

5
Excellent easy payments. Paid off in no time at all. Definitely consider using this way of payment in the future. Company always keeps you upto date as to what you have paid. Reviewed on: 13th June 2022
Elizabeth Brewer's avatar
Elizabeth Brewer

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill