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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Fast easy and helpful

5
I've always found this to be very fast, the staff helpful and very easy to use. Reviewed on: 13th June 2022
Andrew Randall's avatar
Andrew Randall

Fantastic

5
Love pat l8r always there when I need it ! Reviewed on: 13th June 2022
Janice2020's avatar
Janice2020

Fantasic

5
Everything was so easy and smooth will use again amazing!!!!!!!!!!!! Reviewed on: 13th June 2022
Joey's avatar
Joey

Helpful

5
Very helpful I used it to buy an expensive item which was easier in smaller monthly payments Reviewed on: 13th June 2022
Chrisy Falmer's avatar
Chrisy Falmer

Awesome

5
Fast and good quality service and Ile use again in the future Reviewed on: 13th June 2022
Mark Ashford's avatar
Mark Ashford

Quick and easy

5
A quick and easy option for spreading the cost. They give you a heads up when your payment is due and for how much and then tells you after it has been taken. Great service. Reviewed on: 13th June 2022
Tim Roderick's avatar
Tim Roderick

Makes things more affordable, helpful

5
Have always had a great experience with pay later! Comes in handy if looking to split the cost of an item! Also customer service staff always very helpful Reviewed on: 13th June 2022
Grace's avatar
Grace

Quick, Easy & Hassle Free !

5
I used Payl8r recently and it was the most hassle free service. I would happily recommend them! Also, extremely easy to amend and change any details and love the reminders you get via email and SMS! Reviewed on: 13th June 2022
Millie 's avatar
Millie

The best payment plan

5
I try it and was the best, after beeing declined on other small companies that do short term finance Reviewed on: 13th June 2022
Stefan Batranu's avatar
Stefan Batranu

Brilliant customer service

5
Never had a problem amending payment dates always been spoken to with respect not a bad word to say. Reviewed on: 13th June 2022
Connor edwards 's avatar
Connor edwards

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