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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Tip service

5
Really easy to use and no hassle Reviewed on: 11th June 2022
Pointy 's avatar
Pointy

Great!

5
Easy to use and a great service Reviewed on: 11th June 2022
Paige Tyrrell's avatar
Paige Tyrrell

.

4
Even with little to no credit history, Payl8r takes this into account and adjusts the interest rate for your purchase so even though it may be more expensive it's still gives you the option to obtain the product/ services Reviewed on: 11th June 2022
Renaldo A's avatar
Renaldo A

I would not recommend a. Friend

1
Because a retail stole my money and payl8r did not care at all Reviewed on: 11th June 2022
Aysa Zareh's avatar
Aysa Zareh

Super easy and clear

5
Hesitant to use a buy now pay later scheme, when I read about payl8r’s terms and ability to pay back as instalments but also an option for additional payments if I can afford it and shorten my pay back period I was much happier with the scheme. Thanks payl8r! Reviewed on: 11th June 2022
Hannah b 's avatar
Hannah b

Super easy and convenient

5
Very simple and easy to use. Easy to keep track of what I have paid and owed. Gives text reminders when a payment is due. Reviewed on: 11th June 2022
Thea's avatar
Thea

Great experience

5
Really easy to set up and follow. No hidden extras. Reviewed on: 11th June 2022
melissapink@hotmail.co.uk's avatar
[email protected]

Recommend

5
Get back to you very fast. Very happy with the service, remind you when a payment will be taken monthly. Reviewed on: 11th June 2022
Nicole 's avatar
Nicole

Crash corse

5
They were very helpfully I would recommend this service as it is affordable Reviewed on: 11th June 2022
Anthonytricklebank@icloud.com's avatar
[email protected]

Excellent service

5
Really easy to use and helps spread the cost when needed Reviewed on: 11th June 2022
Louisa Quantock's avatar
Louisa Quantock

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