Smart Money People Logo

Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review

Payl8r Buy now pay later reviews (4220)

Very easy and very respectfull in the phone

5
Very easy and very respectfull in the phone Reviewed on: 11th June 2022

Fantastic experience

5
I have used payl8r a few times now, and each time has been a great experience, very easy to use, customer service is excellent.. Highly recommend payl8r. Reviewed on: 11th June 2022

Wonderful and clear, feels safe to use.

5
As someone not in tune with finances, this company have made things easy and safe and the customer service is fantastic. Reviewed on: 11th June 2022

Very good service

5
Very good service, fast and easy and quick and great customer service. Reviewed on: 11th June 2022

very good service

5
It was very easy to apply for finance,will deffo use again. Reviewed on: 11th June 2022

Tent box lite

5
So helpful and willing to help you out very supportive Reviewed on: 11th June 2022

Excellent service happy days!!!

5
Brilliant service from start to finish. Would recommend to all my family and friends!! Reviewed on: 11th June 2022

Excellent

5
Brilliant to deal with kept up to date with my payments on a regular basis highly recommended Reviewed on: 11th June 2022

Easy and quality service

5
Payl8r helped with many payments in the last year and has helped me feel more comfortable with my payments Reviewed on: 11th June 2022

Fantastic and easy to use. They even changed the date that money was taken from my account when I contacted them. So they are very user friendly and open to changes.

5
I’ve never used such a company before but as I’ve had such an easy and friendly experience from the company changing some aspects of my agreement with no trouble at all I have considered and probably will use them again. Great company all round I’d say. Reviewed on: 11th June 2022

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review