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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Amazing

5
Amazing service very useful for building your credit score and customer service are really helpful Reviewed on: 11th June 2022
nathan_mcdermott@outlook.com's avatar
[email protected]

BAD Experience

1
The lady’s on the phone are aggressive and was rude Reviewed on: 11th June 2022
Dorito's avatar
Dorito

Quick and easy

5
Quick and easy finance option with no worries. Reviewed on: 11th June 2022
Stacey's avatar
Stacey

Fast and reliable

5
Hello I brought piece of sports wear using the pay18, it's the first time I used a financial service like this and I found it practical and good for the pocket as it allowed me to pay off little by little which was convenient at the time due to personal circumstances. Reviewed on: 11th June 2022
James Reed's avatar
James Reed

Absolutely great

5
Amazing rates and product offer really helpful ! Reviewed on: 11th June 2022
Mary-Jane Bottier's avatar
Mary-Jane Bottier

Fast, easy and hassle free

5
Can't say no to 0%APR its a no brainer for me Reviewed on: 11th June 2022
Andrew's avatar
Andrew

Recommend

5
I've used payl8r a few times its really easy to use and a convenient way to buy something if you can't afford it all at once Reviewed on: 11th June 2022
Kelly 's avatar
Kelly

Very straightforward

5
Excellent service. Used payl8r to book my driving lessons in block and pay monthly. It’s been amazing and so easy to use. Highly recommended Reviewed on: 11th June 2022
Greta Barnard's avatar
Greta Barnard

Amazing company

5
Go beyond means, so easy to pay and so useful Reviewed on: 11th June 2022
Chloe Mccabe's avatar
Chloe Mccabe

Help buy dreams

5
I’m so grateful for payl8r giving me the option to buy the hair of my dreams Reviewed on: 11th June 2022
Rosie's avatar
Rosie

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