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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

A good send

5
Pay l8r helped me out massively at Christmas as my son wanted a scooter I was able to split the payments and had a very happy son , I highly recommend using pay l8r as it really was a god send Reviewed on: 11th June 2022
Gemma hughes's avatar
Gemma hughes

Great

5
Great way to purchase items.. get them immediately then pay off over a set amount of time. Reviewed on: 11th June 2022
Emma Thompson's avatar
Emma Thompson

Payltr

5
Helpful easy to use very happy thank you Reviewed on: 11th June 2022
peter bowen's avatar
peter bowen

Very efficient ,ouick and easy

5
Very good contact centre.easy to understand,and polite. Reviewed on: 11th June 2022
gwilym pugh's avatar
gwilym pugh

Amazing credit company

5
I paid off some expensive extensions with them, without payl8r I wouldn’t of been able to afford them! Reviewed on: 11th June 2022
PaigeCarterxx's avatar
PaigeCarterxx

Great service

5
Easy to use, clearly set out, straight forward transactions makes life's purchases easier! Reviewed on: 11th June 2022
Joel's avatar
Joel

Amazing service

5
Couldn’t fault payl8r, straightforward application and quick response on decision, easy to manage payments and clear schedule! Reviewed on: 11th June 2022
Becky's avatar
Becky

Good but high interest

5
Very simple to use and understand Reviewed on: 11th June 2022
David Dobson's avatar
David Dobson

So easy!

5
I was having a hair nightmare and needed it sorting out ASAP but I couldn’t afford to pay the lump sum right away, a friend recommended pay l8r to me which was the best thing she ever did, I filled in a form and got a decision within hours. It truly is so easy and very helpful. Reviewed on: 11th June 2022
Cmx's avatar
Cmx

Satisfied

5
I'm very satisfied, they always notify me with an SMS, it is easy and convenience Reviewed on: 11th June 2022
Tibor Pikus's avatar
Tibor Pikus

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