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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Easy and fast

5
First time using them, really great Easy and fast finance. Would recommend yes. Reviewed on: 11th June 2022
Gary Fritz's avatar
Gary Fritz

Just great

5
PayL8r helped me finance my personal trainer qualification when I was in a really bad situation. They changed my life! Reviewed on: 11th June 2022
Alex's avatar
Alex

Great people and easy to use

5
Easy to understand paperwork and any issues they are eager to help Reviewed on: 11th June 2022
Simon Wilson's avatar
Simon Wilson

Easy and indeed peasy

5
Quick results for a convenient short term loan, you can’t go wrong. Easy to apply, straight forward language, no hidden gimmicks Reviewed on: 11th June 2022
Aaron's avatar
Aaron

Excellent

5
Superb Superb Superb. Fast Service Reviewed on: 11th June 2022
Elaine Read's avatar
Elaine Read

The best company in the world

5
The best company in the world i recommend to everyone Reviewed on: 11th June 2022
Beata's avatar
Beata

Best decision ever!

5
I’ve always used different pay options such as pay later Klarna but I believe this is the easiest for me to use now as I am reminded of payments due and I use PayPal daily anyway! So keeping everything in one app makes life a little easier :) Reviewed on: 11th June 2022
Becky's avatar
Becky

Helpful, friendly and efficient!

4
I needed to contact PayL8r at the beginning when taking my loan out and they were incredibly friendly and helpful and resolved my issue quickly. They always send a text to remind you of your upcoming payments which is super helpful too. Reviewed on: 11th June 2022
Shak91's avatar
Shak91

Really helped me

5
Desperate to have beauty treatments for my big bday really helped me achieve my goals Reviewed on: 11th June 2022
Clare Farrell's avatar
Clare Farrell

Payl8r best financial provider

5
I used payl8r for the first time and enjoyed their great customer service, the process was very easy and queries are answered very quickly, all in all they are one of the best retail finance providers. Reviewed on: 11th June 2022
Nkaur's avatar
Nkaur

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