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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Brilliant and helpful

5
Extremely helpful and very quick and easy to use Reviewed on: 3rd September 2021
Soph's avatar
Soph

Brilliant

4
I love using payl8r I have recommended using to all my friends and family :) Reviewed on: 3rd September 2021
kara.blockley@hotmail.com's avatar
[email protected]

Is Good

5
Helped me buy something expensive, and I've not had any issues. Reviewed on: 3rd September 2021
Mitch Hughes's avatar
Mitch Hughes

Easy and convenient!

5
Using this payment method meant I could treat my family at Christmas without breaking the bank! They warn via email and text when a payment is due so you can ensure you have sufficient funds. Faultless experience! Reviewed on: 3rd September 2021
Sophie Holmes's avatar
Sophie Holmes

Airsoft

5
Great service very quick no issues Reviewed on: 3rd September 2021
duggie86's avatar
duggie86

Great service & trustworty company

5
payl8r has been great for me. Especially in the months when I’ve had lots of outgoings. Reviewed on: 3rd September 2021
Jen 's avatar
Jen

Fantastic & efficient

5
Super easy company to deal with ! Very straight forward process ! Would recommend Reviewed on: 3rd September 2021
lisaacrawford@icloud.com's avatar
[email protected]

Reminders not stressful

5
Everything is automatically set up after loan approved. Due dates were relaxing and reminder tines are not rude.Very humble friendly reminders before the payment so I could arrange enough funds if required. Overall user friendly interface and easy to apply loan like 1 2 3 ... Reviewed on: 3rd September 2021
Saba 's avatar
Saba

convenient

4
This company has helped me so much during the pandemic. after having lost money paying for driving lessons and not being able to do my test . I was able to use payl8r this time round , their instalments are suited to you , it’s just great ! Reviewed on: 3rd September 2021
Muma Muma's avatar
Muma Muma

What a service

5
Allowed me to affordabley buy something . Quick simple service well explained . And easy process ! Reviewed on: 3rd September 2021
Sophia21's avatar
Sophia21

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