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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
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No new 1 star reviews
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

PAYL8R for the win

5
Let me tell you the story of man with a dream. Deep in East Midland of the UK there lives a man with a long standing, die hard, hobby! A hobby that fills him with more joy that anything you can imagine! He has only one problem… the equipment for the hobby is rather pricey and he cannot afford bulk payments on the equipment. One day while browsing the various retailers of the equipment he came across a stranger… a stranger that would become a friend that all would come to know as PAYL8R! PAYL8R saved him and shielded him from large single payment purchases thus allowing him to purchase the equipment to achieve the joy in his life that he so desperately searches for! I made my purchases with PAYL8R and this is my story… PAYL8R for the win! Reviewed on: 19th August 2021
Jack Jones's avatar
Jack Jones

A decent way to pay

5
The reminders a few days before the payment is due, is so helpful. The payments are easy to do and the set up was straightforward Reviewed on: 19th August 2021
Morgan Wilson's avatar
Morgan Wilson

Fantastic lender

5
Used payl8r for about 2 years now, they’re a very fair company. They allow you to spread the cost of something when you don’t want to buy outright, my hair has always been a big issue and made me have low confidence as it just never grows, but thanks to payl8r I’ve been able to purchase things to help with my confidence without completely over spending at once, they’ve allowed me to make myself feel better without damaging my bank account. Ive never had an issue with payl8r and never had an problem with them. Thank you so much Reviewed on: 19th August 2021
Katiew1025's avatar
Katiew1025

Easy company to use/work with!

5
I vote for this company because everything from the get go is simple and easy to use. If you have any queries you get great customer service! Reviewed on: 19th August 2021
Melissa 's avatar
Melissa

Great Customer Service

4
I had issues in the beginning getting set up but after calling, it was rectified promptly with great customer service Reviewed on: 19th August 2021
Kendall Picoto's avatar
Kendall Picoto

Easy to use

5
Really easy to use and set up and helps spread the cost! Reviewed on: 19th August 2021
J R Bray's avatar
J R Bray

Brilliant

5
Made it so I can afford things I wouldn’t usually be able to Reviewed on: 19th August 2021
Abbie Turner's avatar
Abbie Turner

Quick and easy

4
Quick and easy to set. Reminders received a couple of days prior to payments so I know where I’m up to. Had no problems so far! Reviewed on: 19th August 2021
kjlaidler91's avatar
kjlaidler91

Great, easy to follow service

5
Step by step instructions easy to follow and takes no time. Very happy. Reviewed on: 19th August 2021
Gemma Markham's avatar
Gemma Markham

Amazing and really there when you need it

5
It’s so reliable and easy to use. Makes life a little easier when you’ve got so many birthdays and things you need to buy for. Reviewed on: 19th August 2021
Adelle's avatar
Adelle

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