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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Great customer service

5
Very good and helpful customer service, my application was simple and they’ve always been on hand to help throughout my contract. Reviewed on: 17th August 2021

Amazing company

5
Highly recommend to anyone to use. Reviewed on: 17th August 2021

Great Service

5
Very impressed with how quick and straight forward it is to open up a account, I like the payment reminders and how clearly the show how much your paying back. Reviewed on: 17th August 2021

Simple and easy

5
Simple and easy to use, quick application which guided you through Reviewed on: 17th August 2021

Excellent service highly recommended

5
Brilliant product great value for money and great service received Reviewed on: 17th August 2021

Very efficient & quick to help you

5
I needed a boiler & went through this finance route to buy it. I needed it ASAP as mine had broken & this was quickly resolved with their help. Reviewed on: 17th August 2021

Brilliant

5
So easy to apply and you can even double up on lending after afew payments of your first loan . Reviewed on: 17th August 2021

the best

5
I use it quite often and is just best way to pay now! Reviewed on: 17th August 2021

Great!

5
I didn’t think I would get accepted because it went to underwriter but it took 1 day to get the email to say I’d been successful! Very helpful company! Reviewed on: 17th August 2021

Highly recommend

5
Quick response in minutes and the easiest application I have ever made Reviewed on: 17th August 2021

Review Payl8r: Buy now pay later now

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