Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4218)

Amazing service

5
Amazing service, quick responds, I would recommend it to everyone. Reviewed on: 17th August 2021
Marta Nemcek's avatar
Marta Nemcek

Fantastic company

5
I use the company to pay for my hair extensions monthly and there isn’t another company I would rather work with! Extremely fast and reliable, couldn’t recommend enough. Reviewed on: 17th August 2021
Jessica Booth's avatar
Jessica Booth

Fast quick and easy

4
Easy to apply for super fact result would defo recommend Reviewed on: 17th August 2021
Paul's avatar
Paul

The best

4
It it the best buy now pay later Reviewed on: 17th August 2021
Tinashe 's avatar
Tinashe

Highly Recommend

5
Always great at contacting and keeping in touch with customers. Reviewed on: 17th August 2021
Caite Byrne's avatar
Caite Byrne

Great Service

5
Fantastic and very easy service to use! Have made it so easy and user friendly. Great company! Reviewed on: 17th August 2021
Connor Earl's avatar
Connor Earl

Easy to use

5
It was very easy to use and I was accepted and issued the money very quickly Reviewed on: 17th August 2021
Nathan barrett's avatar
Nathan barrett

Amazing, reliable and friendly

5
Have used this company a few times! Will continue to use!! The staff are so friendly and super helpful!! They are always happy to help. Easy to contact, efficient and reliable. Best financial company out there ! Reviewed on: 17th August 2021
Mia Taylor's avatar
Mia Taylor

Excellent service

5
I really liked that this service provided a 3 day notice prior to the payment coming out of my account. This meant I could ensure money was there for this payment. I will use this again in the future Reviewed on: 17th August 2021
Nicola Kelly's avatar
Nicola Kelly

Great service

5
Used to buy trampoline excellent service frw days before send email to remind me Reviewed on: 17th August 2021
Julie's avatar
Julie

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill