Smart Money People Logo

Payl8r: Buy now pay later reviews

4.89
Based on 4,221 reviews, last reviewed 26th Sep 2025
97% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review

Payl8r Buy now pay later reviews (4221)

Amazing, reliable and friendly

5
Have used this company a few times! Will continue to use!! The staff are so friendly and super helpful!! They are always happy to help. Easy to contact, efficient and reliable. Best financial company out there ! Reviewed on: 17th August 2021

Excellent service

5
I really liked that this service provided a 3 day notice prior to the payment coming out of my account. This meant I could ensure money was there for this payment. I will use this again in the future Reviewed on: 17th August 2021

Great service

5
Used to buy trampoline excellent service frw days before send email to remind me Reviewed on: 17th August 2021

Definitely worth using

5
The whole process was easy to do, the confirmation came back very quickly and the re payments are very affordable Reviewed on: 17th August 2021

Amazing!

5
Such a good service to use! Makes buying things easy Reviewed on: 17th August 2021

Easy and stress free

5
I have used this several times. I wouldn’t have been able to afford what I wanted without the option of pay later Reviewed on: 17th August 2021

Helps stretch your spending

5
I was looking at some fishing gear and noticed they were on special offer but I wasn’t due to be paid so I used payl8r Reviewed on: 17th August 2021

Great service

5
Amazing service especially if you can’t buy products outright at that moment in time. Easy to understand and communicated well. Reviewed on: 17th August 2021

Very supportive

5
When I have called always answered straight away Reviewed on: 17th August 2021

Best Finance provider

5
Definitely a go to finance company. Best customer service and quick response to any issues. Would definitely recommend this finance company to friends and family as it’s quick and easy. Reviewed on: 17th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review