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Payl8r: Buy now pay later reviews

View other Payl8r products
4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4218)

Definitely worth using

5
The whole process was easy to do, the confirmation came back very quickly and the re payments are very affordable Reviewed on: 17th August 2021
Kelly 's avatar
Kelly

Amazing!

5
Such a good service to use! Makes buying things easy Reviewed on: 17th August 2021
Lhana-R's avatar
Lhana-R

Easy and stress free

5
I have used this several times. I wouldn’t have been able to afford what I wanted without the option of pay later Reviewed on: 17th August 2021
millialoisia20@outlook.com's avatar
[email protected]

Helps stretch your spending

5
I was looking at some fishing gear and noticed they were on special offer but I wasn’t due to be paid so I used payl8r Reviewed on: 17th August 2021
Glenn.knowles@hotmail.co.uk's avatar
[email protected]

Great service

5
Amazing service especially if you can’t buy products outright at that moment in time. Easy to understand and communicated well. Reviewed on: 17th August 2021
Sarah Lockwood's avatar
Sarah Lockwood

Very supportive

5
When I have called always answered straight away Reviewed on: 17th August 2021
Becky Clarke's avatar
Becky Clarke

Best Finance provider

5
Definitely a go to finance company. Best customer service and quick response to any issues. Would definitely recommend this finance company to friends and family as it’s quick and easy. Reviewed on: 17th August 2021
pnaquto@yahoo.com's avatar
[email protected]

Easy to use

5
As we do not have private medical insurance we are able to afford it through Payl8r & it was very easy to apply & the decision was made quickly Reviewed on: 17th August 2021
Sandrajane's avatar
Sandrajane

Easy, simple and quick approval

5
I have used payl8r to assist with my further training to pay my training fees spread out. I have found them to be easy to use with fast approval & I love the handy reminders for my payments a few days before and they text/email after to congratulate me for paying which I love! It’s like being rewarded and praised for keeping up! I always recommend them to others! Reviewed on: 17th August 2021
naomii-ruby@hotmail.co.uk's avatar
[email protected]

Amazing customer service, easy to use!!

5
Used payl8r for my hair extensions, best service I have ever used I recommend it to everyone! Reviewed on: 17th August 2021
Holly quinn 's avatar
Holly quinn

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