Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,221 reviews, last reviewed 26th Sep 2025
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4221)

Easy to use

5
As we do not have private medical insurance we are able to afford it through Payl8r & it was very easy to apply & the decision was made quickly Reviewed on: 17th August 2021
Sandrajane's avatar
Sandrajane

Easy, simple and quick approval

5
I have used payl8r to assist with my further training to pay my training fees spread out. I have found them to be easy to use with fast approval & I love the handy reminders for my payments a few days before and they text/email after to congratulate me for paying which I love! It’s like being rewarded and praised for keeping up! I always recommend them to others! Reviewed on: 17th August 2021
naomii-ruby@hotmail.co.uk's avatar
[email protected]

Amazing customer service, easy to use!!

5
Used payl8r for my hair extensions, best service I have ever used I recommend it to everyone! Reviewed on: 17th August 2021
Holly quinn 's avatar
Holly quinn

Yes I would use again

5
Fast easy and no problem from the above payl8 Reviewed on: 17th August 2021
Marc Whitaker's avatar
Marc Whitaker

Good way to pay and amazing customer service

5
Amazing way to split your payments across and good customer service. I had an issue with the company that i got my product off and after emailing payl8r they moved my payment until issue was resolved Reviewed on: 17th August 2021
Alisha Rose Avery's avatar
Alisha Rose Avery

Payl8r

5
This company has come in handy so many times when it comes to setting up a plan to pay for training courses etc Very easy to use Reviewed on: 17th August 2021
Tam's avatar
Tam

Quick and easy

4
My order was quick easy and all the information I needed to know about the buy now pay later scheme was available. I was not being put under pressure by anyone to go ahead with my order and there was a minimal amount of paper work Reviewed on: 17th August 2021
Jonathan Cross's avatar
Jonathan Cross

Quick easy and easy to follow

4
Set up with no problems, always great to have a message every month for a reminder, also with a thanks Reviewed on: 17th August 2021
Michelle Williams's avatar
Michelle Williams

Convenient

5
Convenient and easy to use! Making lots of purchases easier to make :) Reviewed on: 17th August 2021
Ashleigh Gosden's avatar
Ashleigh Gosden

Quick and easy!

5
Really quick and easy to apply. Payments are clear. Reviewed on: 17th August 2021
Alimull's avatar
Alimull

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill