Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Great

5
Fantastic for larger purchaces to spread the cost without interest Reviewed on: 17th August 2021
Soraya Peace's avatar
Soraya Peace

Amazing company that make impossible possible

5
I love having hair extensions and they are quite expensive, with payl8ter I have been able to achieve my wishes! X Reviewed on: 17th August 2021
Ells's avatar
Ells

Great Company.

5
This company delivers every time, it is so great you are able to purchase things you need in an affordable way and this company makes that a simple easy process. I also recommend them to family and friends. Reviewed on: 17th August 2021
Natasha Frances's avatar
Natasha Frances

AMAZING, highly recommend

5
It was quick and easy to use. I would definitely recommend to others. I couldn’t ask for a better service. Reviewed on: 17th August 2021
Ellie's avatar
Ellie

Great service that helped me out

5
Took seconds to apply and great service all around. I would highly recommend Reviewed on: 17th August 2021
SamTaylor's avatar
SamTaylor

easy and affordable and a life saver

5
payl8r is a life save for me when you’re just stretching to make payday but you need to buy something it’s easy and hassle free Reviewed on: 16th August 2021
Neive Wilde's avatar
Neive Wilde

Helps boots credit score!!

5
Being able to spread a cost over the months is amazing and being able to keep track of how much you've paid back by logging into your account is just another great way to boost your credit score. Thank you for making it possible to enjoy life a little bit more for a treat yourself moment. Reviewed on: 16th August 2021
Mae Rose Thurling's avatar
Mae Rose Thurling

Best ever!

5
So easy and it’s so good to know that I can make a purchase without having to pay in full, I’m a single mum and times can be hard sometimes to buy myself nice things and this makes it possible for me to do so. So glad I use this service will never turn back now! Thank you !!! Reviewed on: 16th August 2021
AJ's avatar
AJ

Quick and efficient

5
Needed help, an was sorted very quickly, very helpful Reviewed on: 16th August 2021
Mandy Duggan's avatar
Mandy Duggan

Easy, quick service,

5
Helpful service, easy and quick, no hesitate to give loans, highly recommended, thank you guys to help to catch my dreams Reviewed on: 16th August 2021
Szilvia Szigeti 's avatar
Szilvia Szigeti

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill