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Payl8r: Buy now pay later reviews

4.89
Based on 4,221 reviews, last reviewed 26th Sep 2025
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4221)

Easy and helpful

5
I wanted a tattoo for months and couldn’t afford it and payl8r was a life saver and let me fincance it after a shitty year they was one of the best thing to come out of it for me Reviewed on: 17th August 2021

Great

5
Fantastic for larger purchaces to spread the cost without interest Reviewed on: 17th August 2021

Amazing company that make impossible possible

5
I love having hair extensions and they are quite expensive, with payl8ter I have been able to achieve my wishes! X Reviewed on: 17th August 2021

Great Company.

5
This company delivers every time, it is so great you are able to purchase things you need in an affordable way and this company makes that a simple easy process. I also recommend them to family and friends. Reviewed on: 17th August 2021

AMAZING, highly recommend

5
It was quick and easy to use. I would definitely recommend to others. I couldn’t ask for a better service. Reviewed on: 17th August 2021

Great service that helped me out

5
Took seconds to apply and great service all around. I would highly recommend Reviewed on: 17th August 2021

easy and affordable and a life saver

5
payl8r is a life save for me when you’re just stretching to make payday but you need to buy something it’s easy and hassle free Reviewed on: 16th August 2021

Helps boots credit score!!

5
Being able to spread a cost over the months is amazing and being able to keep track of how much you've paid back by logging into your account is just another great way to boost your credit score. Thank you for making it possible to enjoy life a little bit more for a treat yourself moment. Reviewed on: 16th August 2021

Best ever!

5
So easy and it’s so good to know that I can make a purchase without having to pay in full, I’m a single mum and times can be hard sometimes to buy myself nice things and this makes it possible for me to do so. So glad I use this service will never turn back now! Thank you !!! Reviewed on: 16th August 2021

Quick and efficient

5
Needed help, an was sorted very quickly, very helpful Reviewed on: 16th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review