Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,221 reviews, last reviewed 26th Sep 2025
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4221)

Very pleased.

5
My first experience with this company. It was all made easy for me. Explained everything as I went along. I shall be doing more business in the future. Ann Reviewed on: 13th August 2021
Hartanii's avatar
Hartanii

Trustworthy and a life saver!

5
Without this option I would’ve be able to do the things I’d like to thank you for this amazing company. Couldn’t live without this app. I’ve actually stopped using the other sites as this one seem to be run more professionally. Thanks to everyone at the team Reviewed on: 13th August 2021
Vicky Ann Lidington's avatar
Vicky Ann Lidington

Very helpful

5
I’ve used this company a few times and always found them to be very helpful & customer friendly Reviewed on: 13th August 2021
Sophia's avatar
Sophia

A good, uncomplicated service!

5
Applying for the finance was quick, simple and over in minutes. Payments are taken without any fuss and I even get a reminder text message just before each payment is due to be taken. It even reminds you to update your payment details if you've changed your card. Overall a simple yet very effective service that I'm happy to be using and will use again. Reviewed on: 13th August 2021
Sam Hack's avatar
Sam Hack

Good service

5
Very useful, easy process and very flexible Reviewed on: 13th August 2021
Ellierose's avatar
Ellierose

Fantastic

5
Reliable, friendly and all round very pleased with the customer service of PAYL8R Reviewed on: 13th August 2021
Daisy-Mae McCarney's avatar
Daisy-Mae McCarney

Great service

5
Making a purchase is easy. fixed small monthly payments that allows me to buy what I want in instalments. Reviewed on: 13th August 2021
Jay Mc's avatar
Jay Mc

AMAZING!

5
So easy and simple and perfect for splitting large sums and not affecting your credit score! Reviewed on: 13th August 2021
Elle-mae Conner's avatar
Elle-mae Conner

Great customer services

5
Had a slight issue, dealt with in a flash, really professional, highly recommended. Reviewed on: 13th August 2021
Martin Barnes's avatar
Martin Barnes

Perfect for expensive purchases

5
I used payl8r to buy some pretty expensive hair extensions. It was great because I didn’t have the money available in a lump sum but by spreading the costs it still meant I could get the treatment done! Reviewed on: 13th August 2021
Danielle 's avatar
Danielle

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill