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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Trustworthy and a life saver!

5
Without this option I would’ve be able to do the things I’d like to thank you for this amazing company. Couldn’t live without this app. I’ve actually stopped using the other sites as this one seem to be run more professionally. Thanks to everyone at the team Reviewed on: 13th August 2021
Vicky Ann Lidington's avatar
Vicky Ann Lidington

Very helpful

5
I’ve used this company a few times and always found them to be very helpful & customer friendly Reviewed on: 13th August 2021
Sophia's avatar
Sophia

A good, uncomplicated service!

5
Applying for the finance was quick, simple and over in minutes. Payments are taken without any fuss and I even get a reminder text message just before each payment is due to be taken. It even reminds you to update your payment details if you've changed your card. Overall a simple yet very effective service that I'm happy to be using and will use again. Reviewed on: 13th August 2021
Sam Hack's avatar
Sam Hack

Good service

5
Very useful, easy process and very flexible Reviewed on: 13th August 2021
Ellierose's avatar
Ellierose

Fantastic

5
Reliable, friendly and all round very pleased with the customer service of PAYL8R Reviewed on: 13th August 2021
Daisy-Mae McCarney's avatar
Daisy-Mae McCarney

Great service

5
Making a purchase is easy. fixed small monthly payments that allows me to buy what I want in instalments. Reviewed on: 13th August 2021
Jay Mc's avatar
Jay Mc

AMAZING!

5
So easy and simple and perfect for splitting large sums and not affecting your credit score! Reviewed on: 13th August 2021
Elle-mae Conner's avatar
Elle-mae Conner

Great customer services

5
Had a slight issue, dealt with in a flash, really professional, highly recommended. Reviewed on: 13th August 2021
Martin Barnes's avatar
Martin Barnes

Perfect for expensive purchases

5
I used payl8r to buy some pretty expensive hair extensions. It was great because I didn’t have the money available in a lump sum but by spreading the costs it still meant I could get the treatment done! Reviewed on: 13th August 2021
Danielle 's avatar
Danielle

Amazing

5
Great service would recommend to anyone Reviewed on: 13th August 2021
Daniel Oduro's avatar
Daniel Oduro

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