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Payl8r: Buy now pay later reviews

View other Payl8r products
4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4218)

A good, uncomplicated service!

5
Applying for the finance was quick, simple and over in minutes. Payments are taken without any fuss and I even get a reminder text message just before each payment is due to be taken. It even reminds you to update your payment details if you've changed your card. Overall a simple yet very effective service that I'm happy to be using and will use again. Reviewed on: 13th August 2021
Sam Hack's avatar
Sam Hack

Good service

5
Very useful, easy process and very flexible Reviewed on: 13th August 2021
Ellierose's avatar
Ellierose

Fantastic

5
Reliable, friendly and all round very pleased with the customer service of PAYL8R Reviewed on: 13th August 2021
Daisy-Mae McCarney's avatar
Daisy-Mae McCarney

Great service

5
Making a purchase is easy. fixed small monthly payments that allows me to buy what I want in instalments. Reviewed on: 13th August 2021
Jay Mc's avatar
Jay Mc

AMAZING!

5
So easy and simple and perfect for splitting large sums and not affecting your credit score! Reviewed on: 13th August 2021
Elle-mae Conner's avatar
Elle-mae Conner

Great customer services

5
Had a slight issue, dealt with in a flash, really professional, highly recommended. Reviewed on: 13th August 2021
Martin Barnes's avatar
Martin Barnes

Perfect for expensive purchases

5
I used payl8r to buy some pretty expensive hair extensions. It was great because I didn’t have the money available in a lump sum but by spreading the costs it still meant I could get the treatment done! Reviewed on: 13th August 2021
Danielle 's avatar
Danielle

Amazing

5
Great service would recommend to anyone Reviewed on: 13th August 2021
Daniel Oduro's avatar
Daniel Oduro

Outstanding.

5
Great service. Affordable and fair. Allows you to buy and spread the cost. Outstanding customer service and always extremely helpful. Reviewed on: 13th August 2021
ef719106's avatar
ef719106

A big thanks to the team

5
This company doesn’t just make your life easier by giving you a big variety of payments options, but has also got an absolute fantastic team to help you out at anytime. From my experience everything was perfect, from the start application process until the very end. The team were very helpful and responsive and they also helped me out with the some queries I had regarding moving one of my payments date. I would definitely recommend and use again in the near future. Reviewed on: 13th August 2021
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