Smart Money People Logo

Payl8r: Buy now pay later reviews

4.89
Based on 4,221 reviews, last reviewed 26th Sep 2025
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review

Payl8r Buy now pay later reviews (4221)

Great

5
Great never have any problems with any purchases iv made using lay-by Reviewed on: 13th August 2021

Wouldn't use anyone else

5
Brilliant service, excellent communication, wouldn't use any other service, very happy customer Reviewed on: 13th August 2021

Really Satisfied

5
Really useful as it helps split the cost of big purchases without having to worry about money Reviewed on: 13th August 2021

Great service!

5
Iv made a few orders with you guys now and it’s always been smooth sailing! Reviewed on: 13th August 2021

Amazing

5
Payl8r allows me to pay for the things I want when I don’t necessarily have the cash readily available. It’s easy to manage too. Thoroughly recommend! Reviewed on: 13th August 2021

Easy to use, good customer service

5
Always easy to use, easily managed account & helpful customer service Reviewed on: 13th August 2021

reliable source

5
reliable and a trustworthy company to pay for your items in instalments, would deffinatly reccomend payl8ter Reviewed on: 13th August 2021

FANTASTIC

5
So easy and simple to use! This is great for an opportunity to pay at times which best suits you! Reviewed on: 13th August 2021

Would recommend

5
Easy and straight forward process Reviewed on: 13th August 2021

What a great company for use of finance

5
I missed a payment and they gave me a few days to sort it out.. lifesavers!! Reviewed on: 13th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review