Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Quick and simple

5
Not really had much interaction. You know why? Because there hasn’t been a need to because nothing at all hasn’t been done by the book and in my eyes that’s how a financial company should be. Well done guys! Reviewed on: 12th August 2021
Sleighbo@live.co.uk's avatar
[email protected]

Great

5
Great service!! very helpful..I wouldn’t have been able to buy with out it Reviewed on: 12th August 2021
paola.vivas.0608@gmail.com's avatar
[email protected]

Payl8er was there when i needed a hand

4
I was desperate for a trimming machine! Payl8er was there! Reviewed on: 12th August 2021
Dre's avatar
Dre

Amazing

5
I recommend pay later to everyone it’s easy to apply and get approved, love it Reviewed on: 12th August 2021
X Carrieann X Diamond's avatar
X Carrieann X Diamond

Fantastic service

5
Payl8r allows me to stay up to date with the latest trends and pay in instalments for purchases and services I wouldn’t be able to afford if I had to pay in full. A fantastic easy to use service that allows everyone to live their best life! Reviewed on: 12th August 2021
Steph L 's avatar
Steph L

Highly Recommend

5
Super easy to set up, quick payment process, best pay later scheme out there! Reviewed on: 12th August 2021
Kirsty 's avatar
Kirsty

Such a great and flexible company, always happy to help

5
On the occasion where my bank froze my account causing a lot of stress and anxiety, this amazing and professional company agreed to waive the late fees for an honest mistake and it meant a lot to me. 100% recommended Reviewed on: 12th August 2021
terriswilkinson@hotmail.com's avatar
[email protected]

Easily accepted credit

5
Credit score wasn’t the best but got accepted and the prices were good too Reviewed on: 12th August 2021
Antony Hawksworth's avatar
Antony Hawksworth

Amazing!

5
Great quick service while I was waiting for a response. Excellent communication. Recommended would use again no question ! Reviewed on: 12th August 2021
SB's avatar
SB

Quick, easy, no nonsense

5
Simple application form, instant decision. Love it! Reviewed on: 12th August 2021
Dbmeister's avatar
Dbmeister

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill