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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
93% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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6%
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1%
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Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4222)

Quick, easy, no nonsense

5
Simple application form, instant decision. Love it! Reviewed on: 12th August 2021
Dbmeister's avatar
Dbmeister

Great experience

5
Great experience using payl8r Quick and simple to use Reviewed on: 12th August 2021
Lauren's avatar
Lauren

Happy home

5
I have brought a few item's for my house now which i could not afford to buy at full cost as im on a low income but through payl8r i am half way to having the home ive dream of and with having great customer service from payl8r and the great interaction between myself and the shop i definitely recommend shoping with payl8r Reviewed on: 12th August 2021
Darren Williams's avatar
Darren Williams

Life saver

5
Makes it soo/too affordable to fund my addiction of online shopping thanks Reviewed on: 12th August 2021
Frances Frances's avatar
Frances Frances

Outstanding

5
Great product easy to use by far the best on the market Reviewed on: 12th August 2021
David's avatar
David

Easy to apply, quick decision

5
Quick to apply but thought it was a bit expensive the application fee but other than that would recommend Reviewed on: 12th August 2021
Philip Zieschang's avatar
Philip Zieschang

Great company, thorough& efficient

5
I have recommended this company to family and friends after apply for credit in 2019 and sadly being denied (due to affordability) I’m great full for this because at the time I would have been worse off. after speaking to an adviser who prompted me to look into my credit score, 12 months later they checked & I passed with ease, I thank payl8r because not only was i in a better financial situation upon being approved in 2021, but I’ve been able to pass my driving test because of the loan I was approved for. Thank you payl8r Reviewed on: 12th August 2021
Kaay's avatar
Kaay

Amazing

5
Amazing makes it possible to get all the nice things I would like and be able to pay them up! Reviewed on: 12th August 2021
Hollie Johnson's avatar
Hollie Johnson

Fantastic and very easy to do

5
No problems explained well to me Reviewed on: 12th August 2021
Charlene 's avatar
Charlene

Fabulous customer service

5
I had issues applying and phoned the customer care team, they helped me every step of the way Reviewed on: 12th August 2021
Amy Hutch Hutchinson's avatar
Amy Hutch Hutchinson

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