Smart Money People Logo

Payl8r: Buy now pay later reviews

4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
33% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review

Payl8r Buy now pay later reviews (4222)

Amazing customer service

5
Always willing to help with payments and very quick response Reviewed on: 12th August 2021

Excellent service !

5
Been using this company for many months now and so happy with their service and professionalism. Reviewed on: 12th August 2021

An Honest review

5
I’ve had no issues with Payl8r! They take the right amount out & they even text you before taking money out! No worries, no hassle, like it should be! Reviewed on: 12th August 2021

Brilliant buy now pay later in affordable repayments

5
This is a brill way to buy something you really want but don’t quite have the funds to pay while cost up front and the repayments are really affordable Reviewed on: 12th August 2021

Very helpful

5
Pay later allowed me to split up the payment of a course I wanted to do but the upfront payment was too much. I’m now fully qualified and earning money. Reviewed on: 12th August 2021

Easy peasy lemon squeezy

4
Great easy to use, splits the cost and helps towards building credit score Reviewed on: 12th August 2021

Amazing payl8r

5
That’s company being with so far Reviewed on: 12th August 2021

This is an excellent service provided

5
I couldn’t be more happier with the service I have been provided with Reviewed on: 12th August 2021

Amazing

5
Always helped me out when I need new things Reviewed on: 12th August 2021

Quick and Easy

5
Payl8r is a simple way to spread costs over a period of time that suits you. It is quick and easy to fill out the form. Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review