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Payl8r: Buy now pay later reviews

4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4218)

Customer service

5
Brilliant communication at all times Reviewed on: 12th August 2021

Excellent and reliable service

5
I was struggling throughout lockdown to afford things I usually could. Payl8r communicated very well and made sure I understood every small detail about the loan. The payments came out on the correct day without having to do a thing. I would highly recommend! Reviewed on: 12th August 2021

Makes life a lot easier

5
From setting it up to paying every month payl8r was very easy to use, they sent me reminders at the beginning of the month as well as a few days before it was due to come out of my account which was very helpful to remind me to when the money would be leaving my account Reviewed on: 12th August 2021

Amazing

5
I’ve had loads of great experiences! Never had an issue using this company and they get in touch with you promptly if you have any queries Reviewed on: 12th August 2021

Helpful

5
So straightforward, never had any problems Reviewed on: 12th August 2021

Easiest way to split your online payments

5
Very intuitive method to split your online payments. It helped me to pay over 4 months an online course that I couldn't afford. Reviewed on: 12th August 2021

Service

5
Excellent service from start to finish Reviewed on: 12th August 2021

Highly Recommend

5
Application process is so easy. Quick decision Reviewed on: 12th August 2021

Easy to use

5
I used this company for my driving lessons so I could pass and stil pay it’s easy to set up direct debit and work with them each month to get the best outcome Reviewed on: 12th August 2021

Recommend

5
Very happy with the service always there to help Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

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