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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
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No new 1 star reviews
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Easy to use

5
Hassle free and very easy to use highly recommended Reviewed on: 12th August 2021
Peter thorne's avatar
Peter thorne

Convenient, quick abs easy service!!

5
Love using this service, it’s convent quick and easy. I like the fact it just takes the money from your account so that you don’t have to remember to make the payments ! Reviewed on: 12th August 2021
Chloe's avatar
Chloe

PAYL8R helped me to buy things I love but I could not afford

5
I already left a review when I used PAYL8R for a first time and now I used them for a second time again due to the amazing experience before. I truly recommend them to anyone, their service as a financial provider and also their customer service is excellent! I do have an expensive taste but I would not be able to spend large amount of money at once due to being a single mum and only have one income. Spreading the cost over few months is makes it so much easier as don’t effect me as much financially. I can set up direct debit so I don’t even have to worry to miss a payment because they just collect it on the date I choose. Also they sending text messages and email reminder before the payment due so you can be prepared for the money to go out promptly. Overall I’m so happy with them, I honestly feel they working hard to make their customers life easier and provide outstanding service. Thank you Payl8r from the bottom of my heart! Reviewed on: 12th August 2021
farkasaniko94@gmail.com's avatar
[email protected]

Very quick very helpful

5
Used them for a order for a sport I take part in as I need some extra kit, was very quick and helpful with any questions i had Reviewed on: 12th August 2021
Eddie Molloy's avatar
Eddie Molloy

Service that works

5
Great experience from start to finish easy to set up and manage Reviewed on: 12th August 2021
Jonathon Chalder's avatar
Jonathon Chalder

Would recommend

5
Really would recommend. Used this to purchase my new hair extensions Reviewed on: 12th August 2021
vickilpool86@googlemail.com's avatar
[email protected]

Astonishing

5
I love pay l8r so much, I use it all the time and would highly recommend 5⭐️ Reviewed on: 12th August 2021
Louise Turner's avatar
Louise Turner

Simply amazing

5
Very simple to fill out forms, fast quick and easy response from them. Hassle free. Will definitely be using payL8r again!! Reviewed on: 12th August 2021
Meg New's avatar
Meg New

Easy to use

4
Would be good if there was a way of paying in advance Reviewed on: 12th August 2021
Lewis Williams's avatar
Lewis Williams

Number 1 provider!

5
Hands down the best consumer credit provider on the market. First class customer service providing fast and efficient credit to suit your needs. Thier fantastic online site makes it incredibly easy to access credit for your desired purchase while maintaining the highest level of lending responsibilities. Having used thier services on a number of occasions I cannot recommend them highly enough, which is why I will continue to remain a loyal and valued customer. Reviewed on: 12th August 2021
Sara Farrance 's avatar
Sara Farrance

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