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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Easy, friendly, great service

5
Everything was so easy with Payl8r, and communicating with the team was always friendly and response times were great. Using their service has really helped me. I'd recommend them to anyone. Reviewed on: 12th August 2021

Very good service

5
Thank you for your service. You’ve been very helpful. Reviewed on: 12th August 2021

Easy and Helpful

5
Really easy to apply for support paying for fast past driving lessons and really assuring if I wanted to pay extra no additional charges would be added. Reviewed on: 12th August 2021

The best financial company

5
I used now the 3rd times this company and I love it.The best company ever. Reviewed on: 12th August 2021

Brilliant

5
Brilliant service would recommend to anyone Reviewed on: 12th August 2021

Quick and Simple

5
Great company, quick & simple to use. Great communication. Reviewed on: 12th August 2021

Easy to use

5
Payl8r made services and products more accessible to me! I am from NZ so don’t have much of a credit rating here and still found the process easy to use! Reviewed on: 12th August 2021

Easiest company to deal with

5
My experience was quick, efficient and care was taken with my application to ensure I didn’t miss deadline. Reviewed on: 12th August 2021

They allowed me to purchase my dream piece of sports equipment.

5
Couldn’t be happier with Payl8r, without them I wouldn’t have been able to afford my dream piece of sports equipment. Reviewed on: 12th August 2021

Excellent company

5
Quick and easy decision! And simple repayment schemes Reviewed on: 12th August 2021

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