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Payl8r: Buy now pay later reviews

4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
34% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4222)

Easy to apply

5
Easy to apply quick to accept my finance and get back to the retailer. Reviewed on: 12th August 2021

Easy, no hassle :)

5
I love Payl8r. I've used it many times and never had a problem, I love the way you get a heads-up before your payment is due & you can track your repayments super easy. Will continue to use in the future and would easily recommend to friends and family Reviewed on: 12th August 2021

Quick and good communication

4
Communications are very good text few day before payment due which is a great reminder Reviewed on: 12th August 2021

Helped when I needed it

4
A bit pricey but it did help when I needed it. Reviewed on: 12th August 2021

Great place to go for now now pay later

5
This is the best buy now pay later company ever Reviewed on: 12th August 2021

So easy to use

5
Great experience no hassle whatsoever. Highly recommended. Reviewed on: 12th August 2021

great way to afford luxery

5
pay later is so easy to use, and makes products you want more than affordable, providing reminders before each payment to ensure you don’t miss one and risk a fee, i will definitely continue to use and recommend to friends ! Reviewed on: 12th August 2021

Quick, easy and friendly

5
Great easy manageable payments. Customer help line very accessible with good, friendly and helpful staff waiting to assist. Reviewed on: 12th August 2021

Clear and easy way to spread payments

5
Found the whole ‘application’ process simple and easy to understand. Quick decision. Automatic payments mean I don’t miss any. Great communication. Reviewed on: 12th August 2021

The best decision I ever made!!

5
Payl8r is more than I ever imagined and so simple and straight forward to use. I have recommended Payl8r to all my friends. Never thought it was possible to have something so simple be so effective. Thank you!! Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review