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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Quick and good communication

4
Communications are very good text few day before payment due which is a great reminder Reviewed on: 12th August 2021
Carol's avatar
Carol

Helped when I needed it

4
A bit pricey but it did help when I needed it. Reviewed on: 12th August 2021
Natasa S. Brajovic's avatar
Natasa S. Brajovic

Great place to go for now now pay later

5
This is the best buy now pay later company ever Reviewed on: 12th August 2021
arron_brown@hotmail.com's avatar
[email protected]

So easy to use

5
Great experience no hassle whatsoever. Highly recommended. Reviewed on: 12th August 2021
Andy Fermor's avatar
Andy Fermor

great way to afford luxery

5
pay later is so easy to use, and makes products you want more than affordable, providing reminders before each payment to ensure you don’t miss one and risk a fee, i will definitely continue to use and recommend to friends ! Reviewed on: 12th August 2021
freya's avatar
freya

Quick, easy and friendly

5
Great easy manageable payments. Customer help line very accessible with good, friendly and helpful staff waiting to assist. Reviewed on: 12th August 2021
Teresa 's avatar
Teresa

Clear and easy way to spread payments

5
Found the whole ‘application’ process simple and easy to understand. Quick decision. Automatic payments mean I don’t miss any. Great communication. Reviewed on: 12th August 2021
Lisa J Jones's avatar
Lisa J Jones

The best decision I ever made!!

5
Payl8r is more than I ever imagined and so simple and straight forward to use. I have recommended Payl8r to all my friends. Never thought it was possible to have something so simple be so effective. Thank you!! Reviewed on: 12th August 2021
zibamusic1@gmail.com's avatar
[email protected]

Would recommend

5
Definitely would recommend to friends as they offer a longer pay back period and have great customer service Reviewed on: 12th August 2021
Kloe Ward's avatar
Kloe Ward

Great Service

5
Quick and easy to use, always sends reminders when payments are due Reviewed on: 12th August 2021
wee_alex2000@hotmail.co.uk's avatar
[email protected]

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